Credit Analysis/ Annual Review : Senior/Lead Analyst /n /n Report To: Senior Manager /n Department: Corporate & Investment Banking /n Location: Gurugram /n /n Job Summary /n /n We are looking to hire someone with experience in credit review/appraisal, credit rating, report writing, capital structure, EBITDA, leverage ratio & financial statement analysis for mid-large corporates, Financial Institutions etc. /n /n Key Responsibilities: /n Analyst/ Senior Analyst/ Lead Anaylst will join the Lending Services (Corporate and commercial banking) team at Evalueserve, supporting bankers in critical lending/credit processes across end to end lending journey such as follows: /n /n

- Financials spreading (PL, BS and CF) on excel based model or lending platform along with key credit.

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- Performing PD/LGD spreading on risk rating platforms (Quantitative & Qualitative Parameters)

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- Calculating covenants in line with facility agreements and providing detailed rationale for covenant Performing Annual/Quarterly or Half yearly reviews small or medium connections: Business Overview, Financial Analysis (Historical and Forecast) (Operating, Leverage & Liquidity ratios), Covenant performance PD/LGD analysis, Verifying/Calculating compliance against bank transaction guidelines (DSC, FCCR, LTV, Interest cover, leverage etc.) or any other sector-based guideline.

/n /n Required Qualifications /n /n

- Strong Accounting and financial skills

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- Understanding and experience of credit review or underwriting role is desirable

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- Experience on lending platforms or credit search platforms like Credit lens, nCino or Lexis would be preferable.

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- Excellent interpersonal and ability to build strong team culture

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- Ability to practice attentive and active listening skills

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- Challenging current thinking by implementing new ways of working Strong Accounting and financial skills

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- Understanding and experience of credit review or underwriting role is Preferable

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- Experience on lending platforms or credit search platforms like Credit lens, nCino, Lexis/Nexis, Experian would be preferable

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- Eye for details and ability to identify and solve issues effectively on time

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- Positive MS Office Skills

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- Excellent Communication and interpersonal skills

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- Ability to ensure that tasks within areas of responsibility are completed in a timely manner

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- Ability to practice attentive and active listening skills

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- Ability to identify pro-active ways to contribute to firms’ goals & mission

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- Challenging current thinking by implementing new ways of working

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- Bachelor's/Master’s degree with a major in finance, economics, accounting or from a reputed institute.

/n /n Preferred Qualifications /n /n

- Post Graduation/ MBA in Finance domain/ CFA/CA

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- 3 to 7 years of relevant experience in Commercial Banking domain

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- Strong Accounting and financial skills /Good MS Office Skills

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- Excellent Communication and interpersonal skills.

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📌 Senior/Lead analyst (Gurugram)
🏢 Evalueserve
📍 Gurugram