Job DescriptionRole Purpose

NThe Senior Credit Analystis responsible for independent credit assessment and ongoing risk management of asset finance and leasing exposures across a diverse portfolio of customers in APAC. The role supports origination, portfolio management, and funding activities, with a strong emphasis on engagement with external funders to ensure transactions, portfolios, and structures meet both internal credit standards and funder requirements.

NKey Responsibilities

nCredit Risk Assessment & Structuring

N

n
- Prepare clear, well-structured credit submissions for new and existing transactions
N
- Assess customer, guarantor, and group credit risk, including cross-border group structures
N
- Evaluate collateral andother risk mitigants, taking into account jurisdictional, legal, and enforceability considerations
N
- Provide sound risk recommendations, including credit grading, approval conditions, structure considerations, and monitoring requirements
N
- Review transaction structures to ensure alignment with internal credit standards and external funding requirements
N
- Assess multi-currency exposures, guarantees, and structural risks associated with regional and cross-border transactions
N

nPortfolio Management & Monitoring

N

n
- Manage and reviewa portfolio of asset finance and leasing exposures across APAC
N
- Conduct annual reviews and event-driven credit reassessments
N
- Identify emerging risksand early warning indicators, and recommend proactive mitigation strategies
N
- Monitor portfolio trends, sector developments, and customer performance to support timely risk management actions
N

nFunder-Facing Responsibilities

N

n
- Act as a key credit contact for external funding partners
N
- Support various fundingstructures, including:
N
- Sale of receivables
N
- Structured and secured funding arrangements
N




- Prepare funder-facing credit materials, including:
N
- Term sheets
n
- Credit summaries and portfolio reports
N
- Transaction-specific risk analyses
N
- Responses to funder duediligence, credit questions, and information requests
N
- Ensure alignment between internal credit approvals and funder credit criteria, covenants, and reporting obligations
N
- Support ongoing funder monitoring and reporting requirements as required
N

nRegional & Cross-Border Expertise

N

n
- Apply strong understanding of Asian market asset finance and credit markets, including:
N
- Local business practices
N
- Regulatory and legal environments
N
- Practical considerations relating to security, enforcement, and recoveries
N
- Support business expansion into current APAC countries through credit assessment and market understanding
N
- Contribute insight intolocal commercial practices, customer risk profiles, and structural considerations
N
- Experience in Australia, New Zealand, and Singapore is viewed favourably, but is not essential
N

nStakeholder Engagement & Credit Governance

N

n
- Partner closely with Sales, Operations, Treasury, Legal, and other teams across the transaction lifecycle
N
- Engage with customers as required to clarify financial performance, business models, ownership structures, and transaction details
N
- Contribute to credit policy interpretation, enhancement, and governance initiatives
N
- Provide guidance and informal mentoring to junior credit analysts
N
- Support consistent and disciplined credit governance across multiple jurisdictions
N

nOther Responsibilities

N

n
- Support the onboarding, training and mentoring of new staff members.
N
- Contribute to team tasks, projects and ad hoc initiatives as required.
N
- Provide flexible support for broader team needs and other duties as required.
N

📌 Hiring: Senior Credit Analyst (Alibag)
🏢 CHG-MERIDIAN
📍 Alibag