The purpose of this job is to execute risk and credit operations on the basic transactions assigned as per established frameworks and processes ensuring sound portfolio quality management. Further this role coordinates with Sales Operations and Technical colleagues to ensure efficient and effective risk management operations.

- This role is responsible for setting up requisite underwriting and risk management frameworks and processes for robust and productive creditworthiness and risk assessment and consequent inputs for business decisions (loan approval/ rejection business expansion etc.
- Execute risk and credit operations for basic transactions assigned in adherence with defined frameworks and principles across ABHFL business lines
- Liaise with relevant Legal Technical and other verification vendors for Legal-Technical evaluations and clarifications in complex cases as required




- Execute risk operations efficiently and in a manner that enables business performance while ensuring risk management imperatives
- Effectively managing external vendors to ensure quality of reports & TAT
- Ensure compliance with established risk management principles and norms; compile periodic and need based MIS reports escalation case documents etc
- Work in alignment with process-driven mechanisms for coordination with the Collections/ Operations team on tracking delinquency cases and driving collections efficiently and effectively
- Escalate specific/ complex cases as required to RCM for recovery and delinquency/ NPA avoidance
- Maintain relationships with internal stakeholders for smooth coordination on complex/ escalation/ exception cases

Required Experience:

Manager

📌 Area Credit Manager (Panvel)
🏢 Financial services
📍 Panvel