Job Description

We are looking for an experienced Zonal Credit Manager to lead the credit function across South India for a leading financial services/NBFC organization.

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The role will involve managing a team of credit professionals and overseeing the end-to-end credit function across the southern region, with a strong focus on credit quality, policy adherence, risk management, and business support.

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Key Responsibilities

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- Lead and manage the Zonal Credit team across South India
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- Oversee credit appraisal, assessment, sanction and portfolio quality across the region
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- Ensure effective implementation of credit policies, processes and risk frameworks
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- Drive portfolio monitoring and proactively identify credit risks
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- Partner closely with Sales and Business teams to enable quality business growth
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- Review complex/high-value credit proposals and provide sound credit recommendations
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- Monitor portfolio performance, delinquency trends and early warning indicators
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- Coach, develop and manage the regional credit team
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- Ensure strong governance,



compliance and adherence to internal credit guidelines
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- Work closely with the National Credit Manager on regional credit strategy and portfolio performance
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Ideal Profile

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10–15+ years of experience in Credit / Credit Underwriting / Risk Management

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Strong experience in retail lending / NBFC / financial services

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Proven experience in team and regional/zonal credit management

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Strong understanding of credit assessment, underwriting and portfolio management

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Solid stakeholder management and decision-making skills

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Candidates currently based in Hyderabad or open to relocating will be preferred

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If you are an experienced credit professional looking for an opportunity to lead the credit function for an entire region, we would be keen to hear from you.

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📌 Zonal Credit Manager (Hyderabad)
🏢 Financial services
📍 Hyderabad