Location Name: Nashik

Job Purpose To manage existing client base and to add more clients. Maintaining quality of the asset book managed by self

Duties And Responsibilities

Source New to Bajaj relationships for Commercial Emerging Corporate Business (Turnover <200 Cr).

Experience in handling Corporate client relationships is preferred
Build a diversified portfolio offering revenues from Assets NII, Fees, Cross sell etc. Asset opportunities to be sourced aligned to the lending norms as prescribed.
Appraise financial strength of client, advise and structure the facility meeting client’s requirement and fitting within policy parameters.
Robust focus on Credit quality. Thorough monitoring of accounts sourced, keep track on customer business and report any early warning signals and take appropriate actions as identified.

Build a Portfolio which is robust and non-delinquent.
Regular tracking of progress on the agreed key metrics towards delivering on the strategy.
Track developments in the respective markets and provide feedback to the management team.
Stakeholder management – Coordination with internal as well as external stakeholders

Key Decisions / Dimensions





Following Decisions Are Taken By The Role
Key contributor to solution discussion of Use Cases
Identification of Use Cases to onboard LOBs and drive Rewards platform adoption
Ensuring proper record maintenance of PRD, test cases and product documentation

Major Challenges
Client management – Managing various clients from various industries
Ensuring pristine credit quality

Required Qualifications And Experience
Qualifications
CA / MBA Finance from a reputed institute preferred.
Work Experience
Candidate needs to have an overall experience of more than 3 years in a Emerging Corporate - RM role with a reputed Bank / NBFC would be preferred
He must have exposure in lending to Emerging Corporate clients (Companies with revenue
Basic understanding of working capital and term lending products
Flair and ability to evaluate business opportunities
Relationship building and networking skills
Solid communications and presentation skills
Ability to get a given assignment/ job completed within the stipulated timeline

📌 Area Manager Commercial Lending Nashik (India)
🏢 Bajaj FinServ
📍 India