Department: Collection
Designation: Collection Calling Executive
Industry: NBFC / Financial Services
Experience: 1–3 Years
Location: Sub city, Udaipur, Rajasthan
Job Purpose
The Collection Calling Executive will be responsible for making collection calls to customers, following up on overdue EMI payments, ensuring timely payment commitments, and coordinating with the field collection team for resolution of overdue accounts.
Key Responsibilities
Make outbound calls to customers having overdue or upcoming EMI payments.
Follow up with customers for timely repayment of outstanding EMIs.
Explain overdue amounts, due dates, bounce charges, penal charges, and other applicable charges to customers.
Obtain payment commitments (PTP – Promise to Pay) from customers and ensure timely follow-up.
Maintain regular follow-up on broken PTP and overdue accounts.
Contact customers through calls and other approved communication channels as per company policy.
Identify reasons for payment delays and escalate genuine cases to the reporting manager.
Coordinate with Field Collection Executives/Branch Teams for difficult and high-risk accounts.
Maintain accurate customer calling remarks, PTP dates, payment status, and follow-up details in the CRM.
Prioritize accounts based on DPD, outstanding amount, risk category, and collection strategy.
Follow up on bounced EMI/mandate cases and coordinate for payment recovery.
Maintain daily calling productivity and collection targets.
Prepare daily collection calling and PTP reports.
Ensure skilled communication with customers while following company-approved collection practices and applicable regulatory guidelines.
Escalate customer complaints, disputes, and difficult cases to the concerned authority.
Maintain confidentiality of customer and loan account information.
Required Experience
1–3 years of experience in Collection Calling / Telecalling / Loan Collection.
Experience in NBFC, Banking, Fint