Job DescriptionROLE PURPOSE & OBJECTIVE:
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- Build business planning, budgeting and profitability management framework for the MSME business by anchoring annual operating plans, monthly outlooks, revenue tracking, cost controls and performance governance. N
- Own P&L; visibility across products, segments, regions and channels, ensuring timely identification of revenue opportunities, margin movements, cost pressures, credit-cost trends and profitability improvement levers. N
- Partner with Business, Finance, Risk, Credit, Operations, Analytics and Product teams to translate plans into actionable targets, dashboards, performance reviews and corrective interventions. N
- Support leadership decision-making through sharp financial analysis, scenario modelling, variance analysis, productivity tracking and structured business review notes. N
- Own branch-level and regional-level profitability monitoring by tracking revenue, costs, credit costs, contribution margins and risk-adjusted returns;
identify profitability improvement opportunities,



support performance governance and drive actionable interventions to enhance business performance. N
- Own MSME business planning, budgeting, forecasting and P&L; tracking cadence in partnership with Finance and Business teams. N
- Track revenue, NII, feeincome, opex, cost of funds, credit cost, profitability and contribution margin against agreed targets. N
- Develop product-wise, region-wise, channel-wise and segment-wise profitability views for business reviews and strategic decisions. N
- Monitor disbursement, AUM, yield, spread, approval rate, TAT, conversion, productivity, portfolio quality and collection-related financial impact. N
- Build financial models for current products, pricing changes, channel expansion, campaigns, pilots and policy changes. N
- Support management reviews with concise dashboards, commentary, insights and action trackers. N
- Work with business, regional and product teams to translate financia

📌 Hiring: Manager Business Planning (Bengaluru)
🏢 Ujjivan Small Finance Bank
📍 Bengaluru