Job Description
Bluemoon Finances is looking for an experienced Credit Analyst / Senior Parabroker with robust Australian mortgage-broking experience to join our growing team.
nThis is not an entry-level processing or general administration role. We are looking for someone who understands Australian lender policies, can analyse complex scenarios, and can independently determine the right lender and loan structure.
nKey Responsibilities
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- Assess residential mortgage scenarios from initial fact find through to approval and settlement.n
- Analyse client income, liabilities, assets, living expenses and supporting documentation.n
- Complete borrowing capacity and servicing assessments using lender calculators and Quickli.n
- Research and interpret current lender credit policies and determine suitable lender options.n
- Assess and structure applications for:n
- PAYG applicantsn
- Self-employed applicantsn
- Company structuresn
- Trust structuresn
- Investorsn
- Refinancesn
- Construction loansn
- Complex income scenariosn
- Review payslips, tax returns, NOAs,



financial statements, BAS and other supporting documents.n
- Prepare applications and supporting documentation for submission.n
- Have strong hands-on experience with ApplyOnline (AOL).n
- Review applications before submission to identify potential policy issues and minimise MIRs.n
- Liaise with brokers, BDMs and lender credit teams when required.n
- Manage applications through approval and settlement.n
- Keep CRM and application records accurate and up to date.n
- Provide clear credit recommendations and explain potential issues before lodgement.n
- Speak directly with clients by phone to clarify information, explain requirements and provide updates throughout the application process.n

nEssential Experience
nThe successful candidate must have previous Australian mortgage-broking experience.
nWe are looking for:
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- Minimum 3 years' Australian mortgage broking / credit assess

📌 Credit Analyst (New Delhi)
🏢 Blue Moon Finances
📍 New Delhi