Job Details:

- Job Title: US Mortgage Underwriter (Conventional & Non-QM)
- Work Location: Navi Mumbai
- Work Mode: Work from Office
- Shift: US Rotational Night Shifts
- Qualification: Graduation (UG) is Mandatory
- Joining: Immediate Joiners & 1 month Notice period Preferred

Key Responsibilities:

- Underwrite Conventional, Non-QM, and DSCR mortgage loan applications.
- Analyze borrower income, assets, credit, employment, and collateral.
- Evaluate alternative documentation loans (Bank Statement, Asset Depletion, 1099, ITIN, and P&L; Only).
- Ensure compliance with Fannie Mae, Freddie Mac, investor, company, and regulatory guidelines.
- Review and transparent underwriting conditions and resubmitted documents.
- Coordinate with processors, loan officers, brokers, and internal teams to support timely loan decisions.

Required Skills:

- 2+ years of US Mortgage Underwriting experience.
- Strong experience in Conventional, Non-QM, and/or DSCR underwriting.
- Knowledge of Fannie Mae, Freddie Mac, DU/LP, mortgage compliance, and risk assessment.
- Hands-on experience with Loan Origination Systems (LOS) such as Encompass, CalyxPath, or similar platforms.
- Strong analytical, decision-making, and communication skills.

📌 US Mortgage Underwriter (Navi Mumbai)
🏢 Visara Human Capital Services
📍 Navi Mumbai