Job Summary

- 1. Risk Management for the company- Credit Managers play a critical role in managing risk. They assess the creditworthiness of potential customers and monitor existing clients,
- 2. Compliance- Ensure compliance with relevant laws and regulations. They must stay informed about legal requirements related to credit lending and ensure that the organization adheres to them.
- 3. Financial Growth- Credit Managers contribute to the financial growth of the organization. By making informed decisions about credit limits, terms, and conditions, they help facilitate sales while minimizing bad debt losses.
- 4. Credit Policies and Procedures- They are responsible for implementing and maintaining consistent credit policies. This includes periodic credit reviews of existing customers and assessing the creditworthiness of potential clients.

Responsibilities
- Evaluate potential customerscreditworthiness
- Evaluate & reduce the credit risk
- Approve and reject loans through the available data
- Review and update the company''s credit policy and monitor loan payments and bad debts.




- Play a vital role in maintaining financial stability through effective credit risk management and debt collection strategies.
- Require a combination of hard skills such as financial analysis and soft skills like communication and negotiation to excel in their role
- Controlling the overall credit exposure of the company can be complex & closely monitor accounts receivable and assess the creditworthiness of customers.
- Analyzing financial statements, credit reports, and payment histories to gauge risk levels.
- Ensuring compliance with credit policies
- Making informed decisions based on financial regulations and company policies.
- Utilizing technology and staying updated on industry trends also contribute to their effectiveness

Required Qualifications and Experience
- Graduate/Post Graduate/MBA with minumum expserience of 1-3 Yrs in credit underwriting, specifically having knowledge of tractor underwriting.

📌 Manager - Credit (Jodhpur)
🏢 Bajaj Finance
📍 Jodhpur