N
- Underwrite health proposals as per internal guidelines, analyzing age, sum insured, declarations, plan type, and PPMC reports to decide acceptance, rejection, counter-offers, and premium loadings while maintaining target loss ratios.
N
- Manage end-to-end processes for Pre-Policy Medicals (PPMC) and Annual Health Check-ups (AHC), including vendor coordination and TPA audits to improve efficiency and quality.
N
- Coordinate with vendorsand internal sales/marketing teams to clear proposals, ensure diagnostic center availability, and optimize business volume versus DC ratios.
N
- Prepare and analyze MISand dashboards such as sourcing, renewals, budget vs. achievement, loss ratio reports, and board presentations, with strong Excel proficiency.
N




- Support system enhancements by performing UATs for new products, APIs, and system developments, with explicit communication and stakeholder collaboration.
N

nQualifications

nMBBS, BAMS, BHMS, BDS, BUMS, or allied medical/paramedical degrees

NRequired Skills

nStrong health underwriting professional with medico background, expertise in PPMC/AHC

Nmanagement, data-driven underwriting decisions, vendor and TPA coordination, MIS reporting, UAT execution, and effective stakeholder communication

📌 Retail Health Underwriter (Alibag)
🏢 Magma General Insurance
📍 Alibag