Company Description Ummeed Housing Finance Private Limited is a housing finance company registered with the National Housing Bank under the National Housing Bank Act, 1987. The organization focuses on providing home loans and loans against property to lower and middle income families across India, with particular attention to customers who have informal incomes and limited access to organized finance.

Ummeed uses specialized assessment methods that consider total family income and the nature of the borrower’s business or trade, rather than relying solely on traditional income documents. The company emphasizes doorstep service, fast processing, and customized loan solutions ranging from INR 3 to 50 lakhs for home purchase, construction, improvement, extension, and loans against property. A team of experienced professionals works towards making housing finance more accessible and inclusive for a significant segment of the Indian population.

Role Description This is a full-time, on-site Relationship Manager role based in Lucknow.

The Relationship

Manager will be responsible for sourcing and managing customers seeking home loans and loans against property, with a focus on the lower and middle income segment. Daily activities include identifying prospective clients, conducting field visits, explaining loan products, collecting and verifying customer documentation, and coordinating with credit and operations teams for smooth processing. The role involves maintaining strong relationships with existing customers, managing queries and service requests,



and ensuring timely follow-up to drive disbursals and portfolio growth.

The Relationship

Manager will also track market trends, build networks with local influencers and referral partners, and adhere to company policies and regulatory guidelines.

Qualifications

- Strong customer relationship management, negotiation, and interpersonal skills to effectively engage with diverse customers and partners.
- Sales and business development abilities, including lead generation, field sourcing, and achievement of targets in retail lending or financial services.
- Basic financial understanding, including credit assessment fundamentals, documentation checks, and familiarity with housing finance or loan against property products.
- Communication and presentation skills, with the ability to explain complex financial information in a clear, straightforward, and respectful manner.
- Comfort with on-site field work in and around Lucknow, including local market knowledge and the ability to travel within assigned areas.
- Proficiency in MS Office and basic digital tools for reporting, data entry, and customer record management.
- Prior experience in housing finance, NBFCs, microfinance, or retail banking is preferred, especially with low and middle income or informal income segments.
- Minimum educational qualification of a graduate degree in any discipline; a post-graduate degree or specialization in finance or management is an added advantage.
- High level of integrity, customer-centric mindset, and commitment to regulatory compliance and company policies.

📌 Relationship Manager (Varanasi)
🏢 Ummeed Housing Finance
📍 Varanasi