Job Summary –Sr. Payment Analyst – Wire Operation.

Skills and Qualification –

- Candidate should have minimum 4+ Years of work experience in Payment Processing
- Advanced knowledge of: Wires Systems, core banking platforms, compliance and fraud screening tools
- Ability to lead or coordinate projects
- Familiarity with write transfer systems: Fedwire, SWIFT, CHIPS
- Understanding of risk-mitigation in high-value transaction processing
- Experience using bank platforms, Fiserv, FIS, Finastra or similar core banking systems
- Strong interpersonal skills and ability to communicate with internal and external clients in a clear and concise manner
- Proficiency in bank account validation, exception handling, reconciliation, and settlement processes.
- Robust analytical and problem-solving skills for resolving payment failures, variances, and investigations.
- Understandingfraud control mechanisms, OFAC/AML compliance, and risk-mitigation procedures.
- Excellent attention to detail, accuracy, and adherence to internal controls and dual authorization workflows.
- Strong communication skills for interacting with banks, vendors, auditors, and internal stakeholders.
- Ability to operate in high-volume, deadline-driven environments while maintaining accuracy.

Key Deliverables:
- Wire Processing and Oversight: Process and authorize complex domestic and international wires; ensure high-value and exception wires are executed accurately and timely.
- Monitoring Wire Activity:



Monitor daily incoming and outgoing wire activity to ensure timely settlement and resolution to any exceptions to ensure all transactions are processed accurately and within established deadlines and SLA’s.
- Risk Monitoring and Regulatory Compliance: Resolve any suspicious activity or compliance concerns per internal policies and procedures
- Issue Resolution and Investigations: Serve as a primary contract for escalated wire issues, client exceptions, departmental issues. Work with internal departments and external institutions to resolve discrepancies.
- Mentor Wire Operations Specialists, provide training and support on procedures, compliance updated and system functionality.
- Monitor daily report and system queues, assist in preparation for internal audits, regulatory reviews and process testing.
- Identify and lead initiatives to streamline workflows, reduce error, and enhance operational efficiency within the Wire Operations Unit.
- Uses knowledge-based judgement and discretion to make decisions regarding wire processing.
- Analyzes and resolves problems pertaining to wire processing.
- Develop and update SOPs, process documentation, and audit artifacts, supporting continuous improvement, internal controls testing, and operational efficiency initiatives.

Technical / Non-Technical Skills:
- Excellent MS Office skills – MS Excel, Power Point,



Excel Macros and E Mail Drafting
- Good Typing Speed of 28 WPM with >=95% accuracy
- Excellent Communication skills – to Review Email, to attend Client Calls, Onshore Training etc

Behavioral Skills:
- Strictly US Shift Working Hours (8.30 PM IST To 5.30 AM IST)
- Should be flexible to do Over Time duty if required.
- Work from Office – No Hybrid of WFH
- Should be flexible with the weekly off
- Punctual and adherence to attendance and Leaves
- To report to Team Lead and follow the Instructions and the HR Policies as per Company

Certifications Needed:
- Education level required: High School / High School Equivalency (GED, HiSET, TASC) / Foreign Equivalent
- Minimum experience required: 4+ Years in banking operations, specifically with wire transfer processing, both domestic and international
- Demonstrated expertise with wire transfer systems
- Experience handling high-value transactions with minimal supervision
- Prior experience working in a regulated financial environment with exposure to risk controls and compliance procedures

Expected Competencies:
- Interpersonal Effectiveness: Candidate should be a team player and demonstrate required aptitude and attitude towards work and the Team.
- Service Orientation: Candidate should be Customer Centric and committed to delivering the best to Customers and the Business.

To apply - Call/Whatsapp : (phone hidden)

Pay: ₹400,000.00 - ₹700,000.00 per year

Benefits

- Health insurance
- Life insurance
- Provident Fund

Work Location: In person

📌 Payment Analyst (Bengaluru)
🏢 Oak Leaf HR
📍 Bengaluru