- Loan Processing

Receive and scrutinize loan applications.Check applicant eligibility as per society rules and loan policies.Ensure all required information is correctly filled in the application.

- Document Verification

Verify KYC, income, employment/business details, guarantor documents, collateral/security, and other required documents.Identify missing, incorrect, or incomplete documents and coordinate with the branch/customer for correction.

- Loan Documentation

Kindly check loan Application form, agreements, security documents, mortgage-related documents, and other required paperwork.Ensure documentation is completed as per the prescribed process afterwards send to Loan Dept.

- Loan Disbursement

Coordinate with the Loan Dept. for Loan a/c opening process. ( If required )Ensure all pre-disbursement conditions and required approvals are completed before disbursement.

- EMI & Recovery Follow-up

If Loan EMI / Interest is due Telephonic record data maintained.Follow up with borrowers/members regarding pending EMIs, late fees, and other outstanding dues.

- Customer/Member Service

Explain loan products, interest rates, EMI schedules, tenure, charges, and applicable terms and conditions.



( If required )Resolve routine loan-related queries and coordinate with the Loan dept. when required.

- Field Verification

Conduct borrower residence/business visits whenever required.Verify the borrower’s address, business activity, income, collateral, and other relevant information.

- Loan Portfolio Monitoring

Monitor outstanding loans, overdue accounts, and delinquent/NPA accounts.Maintain proper follow-up records and highlight high-risk accounts to seniors.

- Compliance & Policy

Ensure all loan processing activities are carried out as per the society’s internal policies, SOPs, and applicable co-operative/banking regulations.Maintain confidentiality and accuracy of customer and loan information.

- MIS & Reporting

Maintain updated loan records and documentation.Prepare daily/monthly reports related to loan processing, disbursement, EMI collection, overdue accounts, and portfolio status and send to Loan dept whenever reqired.

Pay: ₹15,000.00 - ₹25,000.00 per month

Advantages

- Provident Fund

Work Location: In person

📌 Loan Executive (Khar)
🏢 Tirumalla Tirupati Credit Multistate Credit Society
📍 Khar