Job DescriptionPosition - Assistant Manager Credit

NIndustry - NBFC

nLocation - Mumbai - Bandra

NEducation - Inter CA/ ICWA/ MBA/Post-Graduate in Commerce.

NKRA -

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- Appraisal of proposals, which include detailed analysis of the financial statements of the clients.
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- Scrutiny of the sales ledger of the debtors offered for factoring and making conclusions there from.
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- Verifying the transaction structure between the client and the debtor and their suitability to the factoring arrangement.
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- Undertaking verification through third party sources, such as CIBIL, MCA, banks, etc.
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- Undertake strengtheningof the proposals originated by the marketing department by suggesting improvement in the transaction structure / and stipulate terms and covenants.
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- Preparing the proposals/ amendments in a time bound manner (ensure TAT), which includes gathering of all relevant information from the client and debtor and identifying the issues and risks and addressing them. Presenting the proposal / amendments before the sanctioning authority for approval.
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- Preparing sanction letters immediately after each sanction and ensuring relevant changes are undertaken in the system.
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- Monitoring the compliance to the sanction terms by the client.
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- Ensuring timely updation of information in the loan management system in sanctions / amendments.
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- Attending to internal /external auditor/ CAG/ RBI queries and resolving them.
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- Other credit administration activities such as, timely renewals / review / client rating approval/ preparation of board MIS.
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- Monthly / quarterly filing of data with CIBIL, etc.
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- Providing credit information reports to other banks and financial institutions. Respond to branch / client queries.
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- Contribute to amendments in the Credit Manual
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- Contribute towards upgradation of existing loan management system and building upon of a loan origination system.
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nCredit Administration Activities with respect to the transaction effected on Trade Receivables Discounting System.

📌 Hiring: Assistant Credit Manager (Alibag)
🏢 Gionik Human Capital Solutions
📍 Alibag