About the job Pine Labs is a leading fintech company building technology and financial solutions across payments, commerce and embedded finance for businesses and consumers across the Global South. With a strong presence across multiple markets, Pine Labs enables businesses with digital payments, financial services and commerce solutions, helping them grow and operate more efficiently. Join us to be part of a quick-paced, innovative fintech environment with opportunities to work on high-impact business and finance initiatives.

The Role

Accounting & Controllership - Lead end-to-end accounting and financial reporting for payment aggregation, acquiring, issuing, merchant settlements, and fintech products.

- Ensure compliance with Ind AS, IFRS, Companies Act requirements, and internal accounting policies.
- Drive month-end, quarter-end, and year-end financial closure processes.
- Review revenue recognition, settlement accounting, liabilities, merchant payables, escrow balances, and related reconciliations.
- Establish strong financial controls and governance frameworks to support business growth.
- Partner with business, product, and technology teams to evaluate accounting implications of new products and initiatives. Payments & Settlement Operations - Own accounting and governance around payment transactions, merchant settlements, MDR revenue, interchange, bank charges, incentives, and refunds.
- Ensure accurate settlement lifecycle management across acquiring banks, payment gateways, networks, merchants, and partners.
- Oversee reconciliation of transaction data across systems, settlement reports, bank statements, and GL.
- Drive resolution of settlement exceptions, breaks, aged open items, and operational risks.
- Build scalable controls around high-volume transaction processing environments.

Regulatory

Reporting & Compliance - Lead regulatory reporting requirements applicable to Payment Aggregators, Payment Gateways, and other regulated fintech businesses.

- Drive compliance with RBI guidelines and reporting obligations.




- Coordinate with compliance, risk, legal, and business teams on regulatory requirements and audits.
- Support implementation and monitoring of regulatory changes and their financial reporting impact.
- Ensure timely and accurate submission of regulatory reports and certifications. Data Analytics, Automation & Process Transformation - Lead finance transformation initiatives leveraging automation, analytics, AI, RPA, and advanced reconciliation tools.
- Manage large transaction datasets and derive actionable insights for business and finance leadership.
- Partner with technology teams to automate reconciliation, settlement, reporting, and control processes.
- Drive continuous process improvements resulting in enhanced controls, reduced manual effort, and faster closure cycles.
- Build scalable MIS and dashboarding frameworks for leadership reporting. Audit & Risk Management - Act as the primary finance lead for Statutory Audit, Internal Audit, Regulatory Audit, and Special Reviews.
- Manage auditor interactions and closure of audit observations.
- Strengthen financial controls and ensure readiness for regulatory inspections.
- Drive remediation of control gaps and monitor implementation of corrective actions.
- Build a strong culture of compliance, risk awareness, and accountability.

Stakeholder

Management - Partner closely with Finance, Product, Technology, Operations, Risk, Compliance, Legal, and Business teams.

- Present critical financial insights, control assessments, and regulatory updates to senior leadership.
- Support CFO organization in strategic initiatives, governance reviews,



and board-level discussions.
- Influence cross-functional teams to deliver finance transformation objectives. Team Leadership - Lead, mentor, and develop high-performing finance and controllership teams.
- Build organizational capability in payments accounting, settlements, controls, and analytics.
- Establish performance metrics, career development plans, and succession pipelines.
- Foster a culture of collaboration, innovation, ownership, and continuous improvement. What matters in this role Mandatory - Chartered Accountant (CA).
- 12+ years of post-qualification experience.
- Significant experience in Fintech, Payment Aggregator, Payment Gateway, Banking, Cards, Digital Payments, Wallets, Merchant Acquiring, or Financial Services.
- Strong understanding of payment transaction lifecycle and settlement processes.
- Deep expertise in accounting, controllership, reconciliation, and financial reporting.
- Experience handling RBI-regulated environments and regulatory reporting requirements.
- Solid leadership experience managing large teams and cross-functional stakeholders. Preferred - Experience working in large-scale payment processing environments.
- Exposure to escrow management and merchant settlement ecosystems.
- Experience with finance automation, RPA, and reconciliation platforms.
- Knowledge of SQL, Power BI, Tableau, Alteryx, Python, or similar analytical tools.
- Experience with ERP systems such as SAP, Oracle, NetSuite, or similar platforms. What we value in our people.
- You take the Shot: You decide fast and deliver right - You are the CEO of what you do: You show ownership and make things happen.
- You own tomorrow: You build solutions for the merchants and do the right thing.
- You sign your work like an artist: You seek to learn and take pride in the work you do.
- You are the Sherpa: You take people along and act in the interest of Pine Labs.
- You care with tough love: You empower others and help people grow.

📌 Director Finance (Meerut)
🏢 Pine Labs
📍 Meerut