- Evaluate loan applications and creditworthiness of applicants based on financial data and other relevant factors.
- Perform detailed analysis of financial statements, bank statements, and credit reports.
- Assess repayment capacity and recommend appropriate loan structures.
- Identify, analyze, and mitigate potential credit risks.
- Ensure compliance with internal credit policies and regulatory guidelines.
- Conduct periodic portfolio reviews to identify early warning signals.
- Coordinate with sales and operations teams for smooth processing of loan applications.
- Approve or recommend loans within delegated authority limits.
- Liaise with legal and technical team for finalization.