Job Summary:

Looking for an experienced Credit Manager to evaluate loan applications, assess borrower risk, make credit decisions, and manage portfolio quality while ensuring compliance with lending policies and regulatory requirements.

Key Responsibilities:

- Assess loan applications, bank statements, income documents, and credit bureau reports.
- Evaluate borrower creditworthiness and repayment capacity.
- Approve, reject, or recommend loan applications based on risk parameters.
- Monitor portfolio quality, DPD, delinquency, and credit losses.
- Coordinate with collections and operations teams to minimize risk.
- Ensure compliance with credit policies, KYC, and regulatory guidelines.
- Prepare credit, risk, and portfolio performance reports.




- Support underwriting process improvements and risk mitigation strategies.

Requirements:

- Graduate/Postgraduate in Finance, Commerce, Economics, Business Administration, or related field.
- 3+ years of experience in Credit, Underwriting, Risk Management, Banking, NBFC, or Fintech.
- Solid knowledge of credit assessment, bureau analysis, and lending processes.
- Good analytical, decision-making, and risk management skills.
- Experience with CRM, LOS, LMS, and credit systems preferred.

Location: Noida Industry: Fintech / NBFC / Financial Services

Apply Now!

Pay: ₹410,000.00 - ₹610,000.00 per year

Work Location: In person

📌 Credit Manager (Noida)
🏢 Hirevoo
📍 Noida