We are looking for an experienced Zonal Credit Manager to lead the credit function across South India for a leading financial services/NBFC organization. /n The role will involve managing a team of credit professionals and overseeing the end-to-end credit function across the southern region, with a strong focus on credit quality, policy adherence, risk management, and business support. /n Key Responsibilities /n /n
Lead and manage the Zonal Credit team across South India
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Oversee credit appraisal, assessment, sanction and portfolio quality across the region
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Ensure effective implementation of credit policies, processes and risk frameworks
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Drive portfolio monitoring and proactively identify credit risks
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Partner closely with Sales and Business teams to enable quality business growth
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Review complex/high-value credit proposals and provide sound credit recommendations
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Monitor portfolio performance, delinquency trends and early warning indicators
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Coach, develop and manage the regional credit team
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Ensure strong governance,
compliance and adherence to internal credit guidelines
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Work closely with the National Credit Manager on regional credit strategy and portfolio performance
/n /n Ideal Profile /n 10–15+ years of experience in Credit / Credit Underwriting / Risk Management /n Strong experience in retail lending / NBFC / financial services /n Proven experience in team and regional/zonal credit management /n Robust understanding of credit assessment, underwriting and portfolio management /n Solid stakeholder management and decision-making skills /n Candidates currently based in Hyderabad or open to relocating will be preferred /n If you are an experienced credit skilled looking for an opportunity to lead the credit function for an entire region, we would be keen to hear from you. /n #Hiring #Credit #CreditManager #ZonalCreditManager #CreditRisk #NBFC #Lending #FinancialServices #Hyderabad #SouthIndia #LeadershipHiring #ExecutiveSearch