• The ‘Head Treasury’ position is primarily responsible for ensuring liquidity for business requirements including buffer for stress events and at the same time deliver lower cost of funds for different businesses on a continual basis and achieve maximum net interest margin for the business, while ensuring minimal risk exposure from market amidst regulatory changes.
• Design, implement and oversee the strategy for treasury function with an aim to provide optimal liquidity, maintain cost of funds at a competitive cost – as per AOP and market benchmarks.
• Develop hedging strategies to manage interest rate risk.
• Additionally S/he also has to represent the organization to Institutional Investors (Mutual Funds / Insurance / Others), Banks, Rating Agencies (to maintain ‘AAA’ rating of the NBFC), Auditors, Regulators and ensure robust relationships are maintained.
• Define strategies for optimum mix of borrowing between money market and banks to optimize cost of funds with desired structural liquidity to ensure no due risk.




• Develop alternative channels for funding the balance sheet like external commercial borrowings, retail bonds etc. to augment resources & maintain balance of funding through strategic assignment structure for long term and low return businesses to lower dependency on one kind of resource.
• Strategize internal engagement structure through asset liability committee, investment committee and meeting with business heads etc. to address the pricing and other issues.
• Plan augmentation of total borrowings of the firm by maintaining an optimal mix of core and supplementary capital to lower the burden on core capital.
• Experience in setting up policies and processes compliant with RBI/SEBI guidelines and standards;
• Ability to evaluate complex financial systems and efficiently formulate and install methods, procedures, forms and records
• Member of ALCO and investment committee meetings, report minutes to the board to get approval on investment guidelin

📌 Head Treasury:treasury Afl Mumbai
🏢 Axis Finance
📍 Mumbai