Key Responsibilities
Formulate and implement credit policies, procedures, and guidelines for the Consumer Durable Loan segment.
Collaborate with cross-functional teams to ensure effective implementation of credit policies in origination systems and decisioning platforms.
Monitor market trends and industry practices to benchmark internal policies and stay aligned with best practices.
Establish credit analytics frameworks to identify early warning signals, segment-level risk factors, and process insights.
Ensure data integrity in line with ISO standards and organizational credit policy requirements.
Conduct portfolio analysis , track performance, monitor triggers, and support delinquency control strategies.




Lead initiatives for credit cycle management , collaborating with product, operations, approvals, and collections teams.
Identify and implement system/process enhancements to improve data quality for better risk analysis.
Design and monitor risk controls in compliance with internal and external audit/regulatory requirements.
Partner with credit systems teams to configure policy rules within acceptance and evaluation platforms.
Assist in designing and delivering training programs to enhance credit team productivity and knowledge.

📌 Chief Manager Chennai
🏢 tvs credit services
📍 Chennai