Key Responsibilities
Login &
Application Processing
Log incoming commercial loan, lease, and equipment finance applications into the Loan Origination System (LOS) / CRM.
Perform preliminary scrutiny of customer application files to ensure all mandatory KYC documents, bank statements, and tax filings are present.
Basic Credit

Checks &
Verification
Generate and archive business and personal credit bureau reports using CIBIL, Commercial CIBIL, Experian, or High Mark.
Initiate background and verification processes, including Know Your Customer (KYC), Anti-Money Laundering (AML) checks, and MCA/ROC registry verifications.
Financial

Spreading &
Data Analysis
Perform basic banking analysis (reviewing 612 months of bank account statements for average monthly balances,



outward bounces, and circular transactions).
Documentation &
Compliance Support
Assist in drafting basic Credit Approval Memos (CAM) and sanction notes highlighting borrower profile, loan amount, equipment type, and repayment capacity.

Qualification
Education: Bachelor’s degree in Commerce (B.Com), Finance (BFM/BAF), Economics, Business Administration (BBA), or an MBA in Finance (Fresher).
Experience: 0–1 year (Freshers are welcome; past internships in banking, accounting, or CA firms are a solid advantage).

📌 Credit Processing Associate Fresher Pune
🏢 Incred
📍 Pune