Job DescriptionAbout the job

NPine Labs is a leading fintech company building technology and financial solutions across payments, commerce and embedded finance for businesses and consumers across the Global South. With a strong presence across multiple markets, Pine Labs enables businesses with digital payments, financial services and commerce solutions, helping them grow and operate more efficiently.

NJoin us to be part of a fast-paced, innovative fintech environment with opportunities to work on high-impact business and finance initiatives.

NThe Role

nAccounting & Controllership

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- Lead end-to-end accounting and financial reporting for payment aggregation, acquiring, issuing, merchant settlements, and fintech products.
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- Ensure compliance with Ind AS, IFRS, Companies Act requirements, and internal accounting policies.
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- Drive month-end, quarter-end, and year-end financial closure processes.
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- Review revenue recognition, settlement accounting, liabilities, merchant payables, escrow balances, and related reconciliations.
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- Establish robust financial controls and governance frameworks to support business growth.
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- Partner with business, product, and technology teams to evaluate accounting implications of new products and initiatives.
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nPayments & Settlement Operations

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- Own accounting and governance around payment transactions, merchant settlements, MDR revenue, interchange, bank charges, incentives, and refunds.
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- Ensure accurate settlement lifecycle management across acquiring banks, payment gateways, networks, merchants, and partners.
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- Oversee reconciliation of transaction data across systems, settlement reports, bank statements, and GL.
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- Drive resolution of settlement exceptions, breaks, aged open items, and operational risks.
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- Build scalable controlsaround high-volume transaction processing environments.
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nRegulatory Reporting & Compliance

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- Lead regulatory reporting requirements applicable to Payment Aggregators, Payment Gateways, and other regulated fintech businesses.
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- Drive compliance with RBI guidelines and reporting obligations.
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- Coordinate with compliance, risk, legal, and business teams on regulatory requirements and audits.
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- Support implementation and monitoring of regulatory changes and their financial reporting impact.
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- Ensure timely and accurate submission of regulatory reports and certifications.
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nData Analytics, Automation & Process Transformation

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- Lead finance transformation initiatives leveraging automation, analytics, AI, RPA, and advanced reconciliation tools.
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- Manage large transaction datasets and derive actionable insights for business and finance leadership.
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- Partner with technologyteams to automate reconciliation, settlement, reporting, and control processes.
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- Drive continuous process improvements resulting in enhanced controls, reduced manual effort, and faster closure cycles.
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- Build scalable MIS and dashboarding frameworks for leadership reporting.
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nAudit & Risk Management

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- Act as the primary finance lead for Statutory Audit, Internal Audit, Regulatory Audit, and Special Reviews.
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- Manage auditor interactions and closure of audit observations.
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- Strengthen financial controls and ensure readiness for regulatory inspections.
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- Drive remediation of control gaps and monitor implementation of corrective actions.
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- Build a strong culture of compliance, risk awareness, and accountability.
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nStakeholder Management

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- Partner closely with Finance, Product, Technology, Operations, Risk, Compliance, Legal, and Business teams.
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- Present critical financial insights, control assessments, and regulatory updates to senior leadership.
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- Support CFO organization in strategic initiatives, governance reviews, and board-level discussions.
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- Influence cross-functional teams to deliver finance transformation objectives.
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nTeam Leadership

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- Lead, mentor, anddevelop high-performing finance and controllership teams.
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- Build organizational capability in payments accounting, settlements, controls, and analytics.
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- Establish performance metrics, career development plans, and succession pipelines.
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- Foster a culture of collaboration, innovation, ownership, and continuous improvement.
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nWhat matters in this role

NMandatory

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- Chartered Accountant (CA).
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- 12+ years of post-qualification experience.
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- Significant experience in Fintech, Payment Aggregator, Payment Gateway, Banking, Cards, Digital Payments, Wallets, Merchant Acquiring, or Financial Services.
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- Strong understanding ofpayment transaction lifecycle and settlement processes.
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- Deep expertise in accounting, controllership, reconciliation, and financial reporting.
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- Experience handling RBI-regulated environments and regulatory reporting requirements.
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- Strong leadership experience managing large teams and cross-functional stakeholders.
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nPreferred

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- Experience working in large-scale payment processing environments.
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- Exposure to escrow management and merchant settlement ecosystems.
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- Experience with financeautomation, RPA, and reconciliation platforms.
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- Knowledge of SQL, PowerBI, Tableau, Alteryx, Python, or similar analytical tools.
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- Experience with ERP systems such as SAP, Oracle, NetSuite, or similar platforms.
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nWhat we value in our people.

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- You take the Shot: You decide fast and deliver right
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- You are the CEO of whatyou do: You show ownership and make things happen.
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- You own tomorrow: You build solutions for the merchants and do the right thing.
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- You sign your work likean artist: You seek to learn and take pride in the work you do.
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- You are the Sherpa: You take people along and act in the interest of Pine Labs.
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- You care with tough love: You empower others and help people grow.
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📌 Director Finance (Faridabad)
🏢 Pine Labs
📍 Faridabad