As per discussion with Anjali, Please find below IJP details for M5 Team member.
Key Responsibilities
Hands-on exposure to RBI regulations, IRAC and PSL guidelines
Conducted end-to-end process testing across credit lifecycle (origination, appraisal, disbursement, monitoring)
Experience in compliance testing/sustenance testing to assess adherence to internal policies and regulatory requirements
Monitored and ensured closure of audit observations and repeat findings
Supported RBI inspections, regulatory audits, and internal audits
Strong analytical, documentation, and problem-solving skills
Demonstrated ability to identify risks and strengthen control setting
Chartered Accountant /MBA with 2-3 years of experience in Banking / NBFC / Risk Advisory
Semi Qualified CA with 4-5 years of experience in Banking / NBFC / Risk Advisory
Experience in Banking Industry/CA Firm
Proficient in Excel, data analysis, and report preparation
Eligibility Criteria
Responsibilities
Eligibility Criteria
6-8 years of experience in, Process Excellence, Business Transformation,



Operations, Process Governance, Risk, Compliance, Audit, or related functions.
Hands-on experience in policy drafting, SOP management, process reviews, process governance, and continuous improvement initiatives.
Strong understanding of Banking products, processes, operational controls, and regulatory requirements.
Qualifications
Preferred Qualifications
Graduate degree from a recognized institution, MBA, CA, semi- qualified CA will be preferred.
Experience in Compliance, Risk Management, Internal Audit, Process Excellence, Policy Management, Product Management, or Business Transformation.
Strong analytical, problem-solving, stakeholder management, and communication skills.
Proficiency in Microsoft Excel, PowerPoint, MIS reporting, data analysis, and dashboard management.
Ability to work effectively in a cross-functional environment and manage multiple priorities simultaneously.

📌 Team Member-Comm. Bank HO (Mumbai)
🏢 Kotak
📍 Mumbai