Auditor
EQU/A/1858118
Equitas Small Finance Bank
Branch Audit > South > Tamil Nadu > Chennai > Chennai > Chennai > Chennai > 9999 > Head Office

Posted On: 11 Sep 2026
End Date: 10 Dec 2026
Required Experience: NA
No. Of Openings: 1
External Title: Auditor
Employment Type: Permanent
Employment Category: Field
Closing Date: 10 Dec 2026

Organisational Details

- Entity: Equitas Small Finance Bank
- Business Unit: Internal Audit
- Division/Function (SBU): Branch Audit
- Department: Branch Audit
- Sub-Department: Branch Audit
- Generic Role: Auditor
- External Title (Job Role): Auditor
- Division: Branch Audit
- Zone: South
- State: Tamil Nadu
- Region: Chennai
- Area: Chennai
- Cluster: Chennai
- PT Location: Chennai
- Branch Code: 9999
- Branch Name: Head Office

Skills

- Highest Education: No data available
- Working Language: No data available

JD - Branch Audit

Role Purpose

The Branch Auditor is responsible for conducting branch-level audits in alignment with the Annual Audit Plan, ensuring high standards of quality, accuracy, risk identification, and timely completion. The role requires maintaining professional communication with auditees, ensuring closure of audit issues, and contributing to continuous improvements in audit processes and controls.

2. Key Responsibilities

A. Audit Planning & Execution

- Independently conduct various types of branch audits within the prescribed TAT as per the Audit Plan.
- Carry out onsite and offsite investigations related to frauds, complaints, and incidents of significant operational, regulatory, financial, or reputational impact.
- Ensure risk-based and process-based audit coverage across key banking operations at the branch.

B. Audit Reporting - Accuracy, Quality & Consistency

- Submit error-free audit reports to the reviewer through the audit tool (A360) within stipulated timelines.
- Coordinate with reviewers to finalize audit reports and synopsis as per TAT requirements.
- Maintain cordial and constructive communication with branch stakeholders; provide timely feedback on process gaps,



cost optimization, income leakage, and control enhancements.
- Highlight reliable, sensitive, and high-risk observations; raise red flags and escalate issues professionally to appropriate authorities.

C. Compliance Follow-up & Closure

- Follow up with branch auditee units to obtain RCA/CAPA, rectifications, and conformities within TAT.
- Ensure timely closure of audit issues and update status in the A360 audit tool.
- Upload supporting documents, evidence of rectifications, and maintain audit records in IAD folders (digital/physical) as required.

D. Innovations, Process Improvements & Support

- Suggest improvements in RBIA methodologies, audit procedures, and execution efficiency.
- Recommend innovative and practical enhancements to strengthen the audit function at departmental and Bank level.
- Identify and suggest improvements in banking operations, products, processes, and controls to mitigate risks and strengthen compliance.
- Assist in reviewing audit reports prepared by fellow auditors as required.

E. Learning, Development & Knowledge Contribution

- Continuously upskill by pursuing relevant certifications, qualifications, and participating in professional training programs.
- Enhance analytical, auditing, and report-writing skills to improve audit effectiveness.
- Contribute content to Internal Audit Department (IAD) newsletters, knowledge bulletins, and other periodical publications.

3. Core Competencies

- Strong understanding of branch banking operations
- Risk-based auditing skills
- Investigative capability for frauds and irregularities
- Analytical & critical thinking
- Strong communication and interpersonal skills
- High attention to detail and documentation accuracy
- Ability to work under time-bound assignments
- Knowledge of regulatory guidelines (RBI, KYC/AML, Compliance Standards)

4. Educational & Professional Requirements

- Graduate/Postgraduate in Commerce, Accounting, Finance, or related fields
- Preferably certifications such as CIA, CISA, CAIIB, ICWA, CA (optional but preferred)
- Experience in Internal Audit, Branch Audit, RBIA, Compliance, or Risk functions

📌 Skill (Chennai)
🏢 Equitas Micro Finance India
📍 Chennai