Credit Officer
EQU/CO/1857969
Equitas Small Finance Bank
Emerging Enterprise Banking
Location: West > Maharashtra > Maharashtra > Nashik > Nashik > Maharashtra > 9087 > Nashik

Posted On: 11 Sep 2026
End Date: 11 Oct 2026
Required Experience: 1 - 4 years

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Basic Section

- No. Of Openings: 1
- External Title: Credit Officer
- Employment Type: Permanent
- Employment Category: Field
- Closing Date: 11 Oct 2026

Organisational

- Entity: Equitas Small Finance Bank
- Business Unit: Assets
- Division/Function (SBU): Emerging Enterprise Banking
- Department: VF
- Sub-Department: Credit
- Generic Role: Credit Officer
- External Title (Job Role): Credit Officer
- Division: Emerging Enterprise Banking
- Zone: West
- State: Maharashtra
- Region: Maharashtra
- Area: Nashik
- Cluster: Nashik
- PT Location: Maharashtra
- Branch Code: 9087
- Branch Name: Nashik

Skills

- Skill: Credit, Credit Risk
- Highest Education: B.Com
- Working Language: English, Hindi

- Ensure proper credit evaluation of customers as per policy & process
- Conduct personal discussion with customers for evaluation of Loan proposal




- Support the branch team in achieving desired branch objective
- Manage & Maintain TAT for Loan disbursement
- Diligently appraise loan applications in line with the credit policy of the organization
- Ensure Credit policies to build a positive quality portfolio of the branch
- Ensure File is completed in all aspects before the Loan is Disbursed & Maintain records
- Ensure approving authority of 25 Lac is utilized in a fair & transparent manner
- Ensure Quality Portfolio of the branch is Maintained
- Underwrite proposals and make decisions on loan approval and disbursement within empowerment based on credit evaluation criteria
- Maintain high standards on credit appraisal through personal discussion with customer, as appropriate supplemented by documentation provided
- Minimize turnaround time per application
- Evaluation of assessed and declared income group eligible for Housing & LAP
- Escalate proposals beyond empowered limit for review of Area/Regional Credit Manager, as appropriate

📌 Skill (India)
🏢 Equitas Micro Finance India
📍 India