Domain Expertise
Solid experience in Cards & Payments Banking Domain.
Good understanding of Credit Cards, Debit Cards, Prepaid Cards, Corporate Cards.
Knowledge of card lifecycle:
Card Origination
Card Issuance
Activation
Authorization
Clearing & Settlement
Billing
Rewards & Loyalty
Disputes & Chargebacks
Card Closure
Familiarity with payment rails:
UPI
IMPS
NEFT
RTGS
NACH
BBPS
POS
ATM
Internet/Mobile Banking
Understanding of card network standards:
Visa
Mastercard
RuPay
AMEX
Technical / Functional Skills
Strong Techno-Functional knowledge in Cards & Payments applications.
Experience in integration testing across multiple banking systems.
Knowledge of:
Card Management Systems (CMS)
Payment Gateway Systems
Switch Applications
Core Banking Systems
Mobile and Internet Banking channels
Understanding of APIs, ISO 8583 messages, settlement, reconciliation, and transaction processing.




Testing Experience
Functional Testing
System Integration Testing (SIT)
End-to-End (E2E) Testing
Regression Testing
User Acceptance Testing (UAT) Support
API Testing
Digital Channel Testing
Interface Testing
Responsibilities
Analyze Business Requirement Documents (BRD), FRS, and user stories.
Prepare Test Strategy, Test Scenarios, Test Cases, and Test Data.
Execute test cases and validate payment/card transaction flows.
Perform E2E validation across Cards, Payments, CBS, and Digital Channels.
Log, track, and manage defects using Jira/ALM.
Coordinate with Business, Development, and Production Support teams.
Support defect triage and root cause analysis.
Provide daily/weekly status reports to project stakeholders.

📌 Test Engineer (India)
🏢 Quality Engineering
📍 India