13 Sep
|
Prop.Guru Advisors Technology
|
Noida
13 Sep
Prop.Guru Advisors Technology
Noida
Home Loan Manager - Real Estate / Home Finance
Company: Proho
Location: Noida
Experience: 4-8 Years
Employment Type: Full-Time
Industry: Real Estate / PropTech / Home Finance
About the Role
We are looking for an experienced home loan manager to manage the end-to-end home loan process for customers purchasing residential properties through our platform.
The ideal candidate should have strong experience in home loans, mortgage finance, DSA, banking/NBFC, or housing finance, with the ability to evaluate customer and property eligibility, coordinate with multiple banks/financial institutions, manage documentation, and drive loan closures.
This role requires strong customer handling, negotiation, convincing, coordination, and sales-generation skills, along with a valuable understanding of the real estate and home finance ecosystem.
Key Responsibilities
- Manage the complete home loan process from customer requirement assessment to sanction and disbursement.
- Collect, verify, and coordinate all required customer and property-related documentation.
- Understand the buyer's financial profile, loan requirement, eligibility, income, and documentation.
- Evaluate the property and identify which banks/NBFCs are suitable for financing the particular property.
- Coordinate with multiple banks, NBFCs, DSAs, credit teams, legal teams, and other financial institutions for loan processing.
- Coordinate closely with the Sales Team to ensure a smooth home loan journey for every buyer.
- Coordinate for property-related legal, technical, valuation, and verification requirements wherever required.
- Follow up with banks/financial institutions for login, processing, sanction, disbursement, and pending documentation.
- Explain loan options, eligibility, interest rates, tenure, documentation, and other relevant terms to customers.
- Handle customer queries, objections, and concerns and convince customers to proceed with suitable financing options.
- Negotiate with customers and financial institutions wherever required to facilitate successful loan closure.
- Ensure timely resolution of documentation or approval-related issues.
- Maintain regular follow-ups with buyers until successful loan sanction and disbursement.
- Maintain accurate records of loan applications, status, pending documents, sanctions, and disbursements.
- Achieve defined home loan conversion, sales, and disbursement targets.
Required Skills & Experience
- 4-8 years of relevant experience in Home Loans, Mortgage, Housing Finance, Banking, NBFC, DSA, or related financial services.
- Robust hands-on experience in home loan processing and mortgage documentation.
- Experience handling the complete loan lifecycle from login documentation credit/legal/technical processing sanction disbursement.
- Strong understanding of bank/NBFC home loan products, eligibility criteria, documentation, and processes.
- Experience working with multiple banks/NBFCs/DSAs and identifying the right lender based on customer and property profiles.
- Prior experience in a real estate/property environment will be highly preferred.
- Strong customer-facing, negotiation, convincing, and objection-handling skills.
- Ability to coordinate effectively with Sales, Operations, Legal, Credit, Banking, and external stakeholders.
- Strong follow-up and relationship-management skills.
- Target-oriented mindset with the ability to generate and convert home loan business.
- Good communication and interpersonal skills.
- Comfortable working in a fast-paced, technology-driven real estate/PropTech environment.
Preferred Background Candidates from the following backgrounds are preferred:
- Home Loan / Mortgage
- Housing Finance
- Banks / NBFCs
- DSA / Mortgage DSA
- Real Estate Home Loan Desk
- Property Finance
- Retail Lending / Housing Finance
What We Offer
- Competitive Fixed Salary
- Medical/Health Insurance
- Provident Fund
- Performance-based Growth & Appraisals
- Employee-first work culture
- Opportunity to work in a growing PropTech and real estate environment
- Exposure to multiple banks, financial institutions, property transactions, and end-to-end home financing
📌 Home Loan Manager Real Estate (Noida)
🏢 Prop.Guru Advisors Technology
📍 Noida