Job Description:

About Collections:

The Collection department focuses on the collection of the bank’s various loan products like Home Loans, Car Loans, and Personal Loans among others. While Underwriting department focuses on risk mitigation towards the loan offered to the customers. The department is key for the Loans business vertical as it is responsible for controlling and ensuring timely EMI collection and maintaining risk of the business

About the Role:

The Fraud Control Unit (RCU) Regional Onboarding Team is responsible for detecting fraud by ensuring detailed optimal investigation through sampling of cases, managing agencies and by conducting thorough verification

Key Responsibilities

- Ensure completion of Contact Point Verification & Land Records Verification (wherever applicable as per the designated sampling percentage) of prospective merchants, tractor loan borrowers and other Retail Agri borrowers within the designated TAT
- Responsible for sampling of cases as a percentage of the total cases to ensure compliance
- Responsible for agency management to organize the business and manage operations more effectively

Qualifications:

Optimal qualification for success on the job is:

- Graduation/ Post-Graduation from a recognized institute

Role Proficiencies:

For successful execution of the job, the candidate should possess the following:

- Knowledge and understanding of Collection and Market Dynamics
- Knowledge of regulatory guidelines and norms




- Should possess operational and system knowledge
- Valuable communication (both verbal and written) skill in both English and the local language
- Ability to manage complex client situations
- Ability to manage risk and uncertainty for self and team within a dynamic priority-setting environment
- Ability to handle pressure and meet deadlines

#ComeAsYouAre 'We are dil se open. Women, LGBTQIA+ and PwD candidates of all ages are encouraged to apply'

Skills:

Refer to the Job Description

About Company:

Axis Bank is the third largest private bank in India, serving ~59 million customers with a workforce of over 104,400 employees as on March 31, 2025. The Bank offers the entire spectrum of financial services to customer segments covering Large and Mid-Corporates, MSME, Agriculture and Retail Businesses. As on March 31, 2025, The Bank has a large footprint of 5,876 domestic branches, 13,941 ATMs and cash recyclers, with close to 47% branches in rural and semi-urban region. The Bank's overseas operations encompass eight international offices, including branches in Singapore, Dubai (at DIFC), and Gift City-IBU. There are also representative offices in Dhaka, Dubai, Abu Dhabi, and Sharjah. The international offices focus on Corporate Lending, Coverage Business, Trade Finance, Syndication, Investment Banking, Liability Businesses, and Private Banking/Wealth Management offerings.

📌 FCI:RCU Regional Onboarding Team (Chennai)
🏢 Axis Bank
📍 Chennai