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- Covenant Monitoring & Compliance
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- Monitor financial and non-financial covenants for assigned loan portfolios.
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- Review borrower-submitted financial statements, compliance certificates, and other required documentation.
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- Calculate financial covenant ratios and assess compliance against agreed thresholds.
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- Track covenant due dates and ensure timely receipt of borrower information.
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- Identify, investigate, and document covenant breaches or potential exceptions.
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- Risk Assessment & Analysis
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- Conduct variance analysis and identify early warning signals.
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- Escalate covenant breaches, waivers, amendments, and high-risk observations to relevant stakeholders.
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- Support credit risk teams in evaluating covenant-related findings.
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- Reporting & Documentation
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- Maintain accurate covenant monitoring systems and databases.
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- Prepare periodic compliance reports, exception reports, and management dashboards.
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- Ensure proper documentation of covenant reviews, calculations, and
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nKey competencies

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- MBA (Finance) / CA (CPA equivalent) / CFA
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- Experience of 3-12 years in spreading and covenant monitoring
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- Robust understanding ofcredit principles, policies, and regulations
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- Proficient in Advanced MS Excel
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- Excellent written and spoken communication skills
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- Experience of working for a US based bank will be an added advantage
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nAcuity

nLocation : Bangalore

📌 Credit Analyst-Covenant Monitoring (Bengaluru)
🏢 Acuity Analytics
📍 Bengaluru