KEY DUTIES &

RESPONSIBILITIES OF THE ROLE
2 years in sales and documentation of loans of which at least 1 years in Housing Loans, home loans or loan against property in an NBFC/ Bank/HFC. Mixed experience of Sales & Credit is acceptable, but should be predominantly in sales

Business/ Financials
Candidate should be able to deliver targeted business figures from the location of the branch. He/She is also responsible for building a quality portfolio without compromising on quality levels.
Achieve the set targets on MLAP Loans in terms of open market acquisition and existing potential customer conversion
Maintain database of the prospects, meet select prospects and manage the relationship thereafter
Attend X (to be defined) number of prospects in a day/week/month to generate leads and references for MLAP Loans
Should be ready to travel extensively across the catchment area of the location to build the base of business

Customer (Both Internal & External)
Interact with customers in a courteous and qualified manner; provide prompt, effective and accurate services and establish qualified relationship with them, with a long-term perspective




Guarantee confidential treatment of all the information gathered from customers and demonstrate the highest order of integrity as per the code of conduct of the organization

Internal Process
Carry out the pre and post-loan activities related to MLAP Loans, perform simple financial analysis, present the loan applications to the sanctioning committee by adhering to the set TAT & prioritize the repayment of loans to preserve the portfolio quality
Visit the customers business and home to do the assessment/evaluation, following the “Product Policy” procedures.
Coordinate with the credit department in case of identifying discrepancies or problems in customer’s information, reports, etc. through Cluster Manager – MLAP

Innovation & Learning
Maintain up to date knowledge of MLAP product as well as a working knowledge of other products offered in the branch
Inform Cluster Manager – MLAP about the demand in his/her assigned branch catchment as well as on the competition on a regular basis
Ensure adherence to training man-days/ mandatory training programs for self
Should be updated with the latest trends in civic and local laws of the location of operation.

📌 Deputy Relationship Manager Micro Mortgages Field Sales Channapatna
🏢 Ujjivan Small Finance Bank
📍 Channapatna