Loan Processing

Receive and scrutinize loan applications.Check applicant eligibility as per society rules and loan policies.Ensure all required information is correctly filled in the application.
Document Verification

Verify KYC, income, employment/business details, guarantor documents, collateral/security, and other required documents.Identify missing, incorrect, or incomplete documents and coordinate with the branch/customer for correction.
Loan Documentation

Kindly check loan Application form, agreements, security documents, mortgage-related documents, and other required paperwork.Ensure documentation is completed as per the prescribed process afterwards send to Loan Dept.
Loan Disbursement

Coordinate with the Loan Dept. for Loan a/c opening process. ( If required )Ensure all pre-disbursement conditions and required approvals are completed before disbursement.
EMI & Recovery Follow-up

If Loan EMI / Interest is due Telephonic record data maintained.Follow up with borrowers/members regarding pending EMIs, late fees, and other outstanding dues.
Customer/Member Service

Explain loan products, interest rates, EMI schedules, tenure, charges, and applicable terms and conditions.



( If required )Resolve routine loan-related queries and coordinate with the Loan dept. when required.
Field Verification

Conduct borrower residence/business visits whenever required.Verify the borrower’s address, business activity, income, collateral, and other relevant information.
Loan Portfolio Monitoring

Monitor outstanding loans, overdue accounts, and delinquent/NPA accounts.Maintain proper follow-up records and highlight high-risk accounts to seniors.
Compliance & Policy

Ensure all loan processing activities are carried out as per the society’s internal policies, SOPs, and applicable co-operative/banking regulations.Maintain confidentiality and accuracy of customer and loan information.
MIS & Reporting

Maintain updated loan records and documentation.Prepare daily/monthly reports related to loan processing, disbursement, EMI collection, overdue accounts, and portfolio status and send to Loan dept whenever reqired.

Pay: ₹15,000.00 - ₹25,000.00 per month

Advantages
Provident Fund

Work Location: In person

📌 Loan Executive Khar
🏢 Tirumalla Tirupati Credit Multistate Credit Society
📍 Khar