About The Role

Sr. Business Executive - DSA

Department Business Banking Asset Division-Business Loans Location All Number of Positions 52 Reporting Relationships No Position Grade E0

Job Role:
This is an Independent role and candidate will manage a business of 40-75L PM (Unsecured Business Loans)
Needs to have a valuable knowledge of Local market with a special focus on the Self-employed category. Must have experience in that Geography
To understand clients business & provide appropriate products like Business loans, OD facilty
Has to work closely with DSA"™s/do Tele calling/Branch Banking teams for recent customer addition.
To cross sell various products like Current Account/Savings account/Life Insurance and General Insurance
To build relationships with key persons (CFOs/ promoters) in the target segments & build client trust & confidence.




To be alert on competitive elements in the target segments (viz. other banks etc.) &Augment; the presence and penetration of the Kotak brand in the target market
Improve efficiency by monitoring accounts sourced, do top ups on existing loans when possible

Job Requirements:
Graduate / MBA
Experience3-4 years in the local market, preferably some background in Credit & Sales Knowledge is required - ability to get the customer to buy into the asset proposition- loan amount, rate & fees. Should have valuable oral and written Communication skills.
Job Knowledge- The candidate would need to handle Sales for a gamut of products like TL, OD,

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