- Location: Pune (Work from Office)
- Work hours: 10am to 7pm IST
- Department: Lending Services (Banking)
- Experience Level: 4-8 years
- 0-2 months' notice candidates preferred due to business need
Key Responsibilities
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Analyzing and spreading the financial statements in Moodys Risk Analyst (MRA) / Creditlens / client customized templates
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Analysis of financial statements including Income statement, Balance Sheet & cash flow of public & private companies for the credit appraisal process
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Going through the supplementary schedules, notes and MD&A; for the detailed breakups and adjustments
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Normalizing the financial statement for exceptional and non-recurring items to arrive at the true profitability figures
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Calculating the Adjusted Net Worth, Recurring Cash Flows, Annual Debt Service, Contingent Liabilities, Custom Ratios and other financial metrics
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Screening the credit agreements and analyzing the financial covenants applicable to the borrower
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Monitor Covenant compliance and reporting.
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Conduct detailed quality checks of client deliverables
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Managing capacity,
efficiency and accuracy of the process
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The candidate should possess reasonable knowledge of the banking processes related to commercial lending, especially corporate loans
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Responsible for delivering 100% quality, Meeting strict deadlines and ability to work under pressure
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Regular communication with the client to ensure the expectations are met
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Support with project scoping, client communication, resource staffing based on the requirement, end-to-end workflow management, MIS reporting, etc.
Key Competencies
- MBA (Finance) / CA (CPA equivalent) / CFA
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Experience of 3-8 years in spreading and covenant monitoring
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Solid understanding of credit principles, policies, and regulations
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Proficient in Advanced MS Excel
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Excellent written and spoken communication skills
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Experience of working for a US based bank will be an added advantage
Job Snapshot
Job ID
JOB_8352
Department
Lending Services
Location
ITPP-Kharadi, Pune, Maharashtra, India
Experience
4 - 6 Years
Employee Type
Permanent
Employee Sub Type
Full Time
📌 Financial Spreading - Associate/ Senior Associate/ Delivery Lead, Pune (India)
🏢 Acuity Knowledge Partners
📍 India
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