Job Description
Job Title: Associate – Bank Audit
nLocation: Pune
nExperience: 0-2 years
nQualification: Chartered Accountant (CA)
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nRole Summary:
nWe are looking for a qualified CA with 0-2 years of experience in auditing Banks. The role involves executing end-to-end audit procedures, including testing of advances, investments, deposits, revenue recognition, and treasury operations, while ensuring compliance with RBI guidelines, Ind AS, and prudential norms.
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nKey Responsibilities
n1. Planning & Risk Assessment
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- Assist in developing audit plans, conducting risk assessments, and selecting advance/loan samples as per defined criteria.n
- Evaluate internal controls and compliance with bank policies and regulatory requirements.n
- Perform tests of controls to assess their effectiveness in mitigating risks.n
- Coordinate with auditees for audit requirements and ensure timely follow-up.n

n2. Branch Audits
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- Visit selected branches and conduct Credit Audit, Branch Operations Audit, and review of branch statements.n




- Examine credit policies for adequacy, updates, and regulatory compliance.n
- Verify selected loan files as per the audit checklist, including loan applications, approvals, collateral documentation, and customer financial information.n

n3. Head Office Department Audits
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- Conduct audits of various Head Office departments as per the defined scope.n
- Perform financial audits, including financial statement review and transaction testing.n

n4. Reporting
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- Document audit findings, including non-compliance, control weaknesses, and potential risks.n
- Discuss findings and recommendations with bank management and obtain feedback.n
- Prepare comprehensive audit reports and submit them to the Manager and Partner for review.n

n5. Documentation
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- Ensure all audit procedures, evidence, and conclusions are properly documented.n
- Maintain transparent, concise, accurate, and timely documentation that enables

📌 Chartered Accountant (Pune)
🏢 P G BHAGWAT
📍 Pune