Job Title: Associate – Bank Audit Location: Pune Experience: 0-2 years Qualification: Chartered Accountant (CA) Role Summary: We are looking for a qualified CA with 0-2 years of experience in auditing Banks. The role involves executing end-to-end audit procedures, including testing of advances, investments, deposits, revenue recognition, and treasury operations, while ensuring compliance with RBI guidelines, Ind AS, and prudential norms.

Key Responsibilities 1. Planning & Risk Assessment - Assist in developing audit plans, conducting risk assessments, and selecting advance/loan samples as per defined criteria.

- Evaluate internal controls and compliance with bank policies and regulatory requirements.
- Perform tests of controls to assess their effectiveness in mitigating risks.
- Coordinate with auditees for audit requirements and ensure timely follow-up. 2.

Branch

Audits - Visit selected branches and conduct Credit Audit, Branch Operations Audit, and review of branch statements.

- Examine credit policies for adequacy, updates, and regulatory compliance.
- Verify selected loan files as per the audit checklist, including loan applications, approvals, collateral documentation, and customer financial information. 3.

Head Office Department

Audits - Conduct audits of various Head Office departments as per the defined scope.

- Perform financial audits,



including financial statement review and transaction testing.
- Reporting - Document audit findings, including non-compliance, control weaknesses, and potential risks.
- Discuss findings and recommendations with bank management and obtain feedback.
- Prepare comprehensive audit reports and submit them to the Manager and Partner for review.
- Documentation - Ensure all audit procedures, evidence, and conclusions are properly documented.
- Maintain clear, concise, accurate, and timely documentation that enables an experienced auditor to understand the work performed and conclusions reached.
- Use the firm's standardized templates and formats for consistency and ease of review.
- Ensure secure storage and restricted access to audit documentation.
- Archive audit records to protect them from unauthorized access, alteration, or destruction.

Qualifications/Required Skill Set: CA with 0-2 years of relevant audit experience Proficient in MS Office; positive documentation and communication skills Experience:

- Should have done articleship from a audit CA firm having atleast 3-4 partners. · Strong understanding of RBI regulations, Ind AS, and banking processes · Prior experience in a CA firm or audit of financial institutions preferred

📌 Chartered Accountant - Bank Audit (Mumbai)
🏢 P G BHAGWAT
📍 Mumbai