Job DescriptionLocation: Bangalore
NShift Timing: 9:30 PM – 6:30 AM (US Shift)
NCab facility provided
nExperience: 7 to 10 Years
NJob Title: Team Leader - Credit Operation (US Mortgage/Loan operation)
NJob Summary
nWe are looking for an experienced and detail-oriented Team Leader – Credit Operations to manage and oversee loan origination, processing, and documentation activities. This role involves leading a team, ensuring compliance with credit guidelines, and driving operational efficiency while maintaining high-quality standards across all loan files.
NKey Responsibilities
n1. Credit Review & Documentation
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- Review loan applications and supporting documents to ensure completeness, accuracy, and compliance with credit and program guidelines N
- Collect, validate, and organize borrower documentation such as financial statements, tax returns, ownership records, and insurance papers N
- Identify and reconcile inconsistencies across documents (e.G., ownership details, revenue figures, entity names, and addresses), escalating discrepancies when required N




- Prepare loan files for underwriting submission and closing using standardized checklists and quality control measures N

n2. Team Leadership
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- Lead, mentor, andmanage a team of loan processing and origination specialists N
- Set clear performance expectations and ensure consistent delivery of high-quality output N
- Foster a positive, collaborative, and performance-driven work workplace N

n3. Loan Origination & Processing
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- Oversee the end-to-end loan origination and processing lifecycle N
- Ensure adherence to company policies, regulatory requirements, and credit guidelines N
- Monitor loan pipelines,identify bottlenecks, and proactively resolve issues to maintain turnaround times N

n4. Stakeholder Collaboration
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- Coordinate with Sales, Underwriting, and Closing teams to address documentation gaps and ensure smooth file progression N
- Act as a key

📌 Team Leader (Karnataka)
🏢 R Systems
📍 Karnataka