- Represent the Credit function during Internal Audits, NHB Inspections, NHB Refinance Audits, File Reviews, Branch Quality Audits, and other regulatory audits.

- Coordinate audit requirements and ensure timely closure of audit observations and departmental queries.

- Liaise with branches and stakeholders for resolution and closure of audit-related findings.

- Validate credit data and MIS before submission to Compliance, Finance, Risk, and other departments for regulatory reporting.

- Conduct data quality checks and ensure accuracy of regulatory submissions.

- Participate in User Acceptance Testing (UAT) and validate system enhancements, reports, and regulatory data fields.

- Drive Risk & Control Self-Assessment (RCSA) activities and identify process/control gaps.

- Conduct policy, process, and regulatory training for field credit teams.





- Manage vendor relationships, monitor service quality, and ensure compliance with agreed standards.

- Support process improvement initiatives and strengthen credit governance frameworks.

Preferred candidate profile

- Graduate/Postgraduate in Finance, Commerce, Banking, Management or related discipline.

- 15-20 years of experience in Credit, Regulatory Compliance, Audit, Risk, or Governance functions within HFCs, NBFCs, or Banks.

- Solid exposure to NHB inspections, NHB refinance audits, and regulatory compliance.

- Excellent stakeholder management, analytical, and communication skills.

Job Location

- Mumbai BKC

📌 Assistant Vice President, Central Credit (Mumbai Suburban)
🏢 SMFG India Home Finance
📍 Mumbai Suburban