- Evaluate SME loan applications, business plans, and funding requirements to assess borrower eligibility and creditworthiness.
- Analyze financial statements, including balance sheets, income statements, and cash flow statements, to assess liquidity, leverage, repayment capacity, and debt-servicing ability.
- Conduct comprehensive credit and risk assessment by evaluating industry dynamics, market trends, business risks, and potential default triggers.
- Prepare detailed Credit Appraisal Memorandums (CAMs), credit assessment reports, and risk-rating recommendations for review and approval by the Credit Committee.
- Monitor the performance of existing loan portfolios, track borrower financials and repayment behavior, and ensure adherence to approved terms, conditions, and loan covenants.
Location: Mumbai (Vikhroli)
📌 Senior Manager/AVP- Credit Analyst- Small Medium Enterprise- Bank (Mumbai)
🏢 Premier Consultants
📍 Mumbai
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