Roles & Responsibilities:

1. RBI Regulatory Reporting

• Own preparation, review, and submission of RBI returns, including but not limited to:

- NBS-1, NBS-2, NBS-7
- Statutory returns and ad-hoc RBI data requests
- CKYC / CRILC data validation (from finance perspective)

• Ensure data consistency across RBI returns, financials, and MIS.

• Track and implement changes in RBI guidelines impacting reporting.

• Act as primary SPOC for RBI inspections on reporting and data matters.

2. Revenue Assurance & Income Integrity

• Ensure correct interest income recognition in line with:

- Loan terms
- Ind-AS / NBFC norms
- RBI income recognition guidelines

• Validate:

- Interest accruals
- Penal interest
- Processing fees and other charges

• Identify and plug revenue leakages due to system issues, incorrect configurations, or

operational lapses.

3. Reconciliations & Data Controls





• Oversee critical reconciliations impacting revenue:

- LMS vs GL
- Bank collections vs system postings
- Fee income and interest reversals

• Ensure maker-checker controls and exception tracking.

• Partner with accounting team for timely resolution of breaks (without owning book

closure).

4. System & Product Controls

• Work with tech/product teams to:

• Validate LMS configurations for interest, EMI schedules, and charges.

• Ensure correct treatment for restructures, pre-closures, moratoriums, NPAs.

• Participate in UAT for current products or system changes impacting revenue or reporting.Role & responsibilities

Preferred candidate profile

📌 Senior Manager- RBI Reporting and Revenue Assurance (Noida)
🏢 Excel HR Services
📍 Noida