Key Responsibilities

- Analyze financial statements of businesses (corporates, partnerships, etc.) using standard financial tools
- Draft recommendation notes for loan proposals as per policy
- Underwrite CV & CQ (Commercial Vehicle & Construction Equipment) loan proposals accurately
- Ensure adherence to credit policy, process, and audit guidelines
- Track client/portfolio performance periodically and report on risk exposure
- Supervise and manage a team of credit analysts/underwriters
- Coordinate with business teams to meet Turnaround Time (TAT) targets
- Prepare and submit MIS reports on time.

Key Performance Indicators (KPIs)

- Underwriting accuracy and policy compliance
- Portfolio quality (low delinquency rate)
- Timely MIS reporting
- Effective cross-team coordination
- TAT adherence.

Required Knowledge & Skills

- Understanding of CV & CQ loan business and asset classes
- Ability to assess income (with or without financial statements)
- Knowledge of asset viability analysis
- Familiarity with CPC (Central Processing Center) policies and processes
- Robust data accuracy and attention to detail.

📌 Credit Commercial (Chennai)
🏢 Saaki Argus And Averil Consulting
📍 Chennai