CRA Associate

Location: Thane / Mumbai
Experience: 2–5 Years
Employment Type: Full-time
Department: Credit & Risk Assessment (CRA)
Reporting To: CRA / Risk Manager

Role Overview

We are looking for a CRA Associate to handle first-level credit and risk screening, KYC/document verification, data validation, case preparation and coordination with internal teams.

Roles & Responsibilities

- Conduct first-level screening of customer applications as per CRA eligibility criteria.

- Verify KYC, GST, business registration, financial and other supporting documents.

- Validate customer/business information against documents and system records.

- Identify missing, expired, mismatched or inconsistent information.

- Review bank statements, ITRs and CIBIL/credit bureau reports.

- Verify business entity details including Proprietorship, Partnership, LLP, Pvt. Ltd. and Public Ltd. companies.

- Maintain accurate case records and update CRA/CRM/ERP systems.

- Coordinate with Sales, Operations and customers for pending documents and clarifications.





- Prepare complete cases for further credit/risk assessment.

- Escalate exceptions, unusual cases and potential risk indicators to the reporting manager.

- Maintain MIS, track pending cases and ensure timely case closure.

- Follow CRA checklists, SOPs and defined quality standards.

Required Skills

- Knowledge of KYC and basic credit-risk concepts.

- Ability to understand business and financial documents.

- Good analytical and numerical skills.

- Solid attention to detail.

- Good MS Excel and system-handling skills.

- Strong communication and follow-up skills.

- Ability to manage multiple cases and high volumes.

RequirementsQualification

Bachelor's degree in Commerce, Finance, Banking, Business Administration or related field.

Preferred Background

Candidates from Banking, NBFC, Fintech, Credit Operations, KYC/AML, Underwriting, Risk Assessment or Financial Services are preferred.

📌 Credit Risk Associate, Thane-Mumbai
🏢 N Human Resources & Management Systems
📍 Thane