16 Sep
|
CFM Asset Reconstruction
|
Bengaluru
16 Sep
CFM Asset Reconstruction
Bengaluru
Job Description
1. Regional Origination & Sourcing
n
n
- Establish and nurture active relationships with Stressed Assets Management Branches (SAMBs), Zonal Offices, and recovery divisions of public/private banks and major NBFCs across Hyderabad, Bangalore, and regional hubs.
n
- Track local bank auction notices, bilateral pool sales, and Swiss Challenge opportunities across Southern regional markets.
n
- Conduct initial screening of loan portfolios, teasers, and Information Memorandums (IMs) to evaluate underlying collateral, promoter background, and asset viability.
n
n
2. Deal Evaluation, Due Diligence & Financial Modelling
n
n
- Lead physical and document due diligence for new deal acquisitions, including site visits, property inspections, and visiting bank branches to review confidential loan documents, security creation files, and legal titles.
n
- Build recovery cash-flow models, discounted cash flow (DCF) scenarios, and hair-cut estimates for target portfolios.
n
- Oversee regional legal, technical, and valuation vendors during physical due diligence of underlying real estate and industrial assets.
n
- Prepare comprehensive Investment Committee (IC) memos and transaction structure proposals (Cash vs. Security Receipt combinations).
n
n
3. Execution, Onboarding & Resolution Support
n
n
- Lead data room analysis, coordinate documentation (NDAs, Assignment Agreements), and manage binding bid submissions.
n
- Ensure smooth hand-off of acquired debt portfolios to the local Asset Resolution and Operations teams for enforcement under SARFAESI/IBC.
n
- Provide active, ongoing support to the resolution team for resolving region-wise assets, including borrower negotiations, OTS (One Time Settlement) structuring, collateral liquidations, and litigation monitoring.
n
n
4. Business Development & Market Intelligence
n
n
- Maintain a live tracker of regional NPA inventory, real estate distress trends, and competitor ARC bidding patterns in Telangana, AP, and Karnataka.
n
- Support pitch preparation for co-investors, local real estate resolution partners, and Special Situation Funds looking at regional exposures.
n
n
REQUIRED QUALIFICATIONS & EXPERIENCE
n
n
- MBA in Finance / CA / CFA or equivalent post-graduate degree in finance.
n
- 7 to 8 years of post-qualification experience in Banking, NBFCs, ARCs, Special Situation Debt, or Stressed Asset Advisory.
n
- Deep familiarity with the South Indian financial ecosystem and corporate borrower landscape. Fluency in English along with local working knowledge (Telugu / Kannada) is an advantage.
n
n
REQUIRED SKILLS & COMPETENCIES
n
n
- Solid practical knowledge of the SARFAESI Act, IBC 2016, DRT processes, and RBI directives on loan transfer.
n
- Hands-on proficiency in credit analysis, real estate valuation principles, and financial cash-flow modeling.
n
- Strong network across local bank recovery officers, resolution professionals (RPs), and legal advisers in Bangalore and Hyderabad.
n
- High autonomy and mobility to manage regional travel for site visits and bank meetings.
n
📌 Manager (Bengaluru)
🏢 CFM Asset Reconstruction
📍 Bengaluru