Role Overview The Lead — Treasury Mid Office will own end-to-end liquidity and interest-rate risk management for Hero FinCorp, set and maintain the Fund Transfer Pricing (FTP) framework, drive capital adequacy and cost-of-funds optimization, and partner closely with the Front Office, Back Office, regulators, auditors, rating agencies and investors. The role is a critical control and analytics function bridging strategy, risk and operations within Treasury. Location- Corporate Office, DLF Downtown Team Size- Manages a small mid-office pod of 3-4 members Detailed Responsibilities M1 — Liquidity & Interest Rate Risk Management - Own end-to-end liquidity risk and interest-rate risk management for the company. - Manage cash flow forecasting, drawdown planning, monitoring of approvals and daily liquidity positioning. - Ensure compliance with Liquidity Coverage Ratio (LCR), Stress Testing, Contingency Funding Plan (CFP) and other key ALM parameters. - Create, track and monitor market-risk benchmarks for investments and treasury exposures. M2 — FTP, Cost of Funds & Capital Adequacy - Establish and maintain the Fund Transfer Pricing (FTP) mechanism across Lines of Business. - Partner with business teams to work out a suitable cost of funds for each Line of Business. - Manage the various levers of Capital Adequacy to drive efficient capital utilization. - Finalize monthly / quarterly / yearly Cost of Borrowing and other associated treasury costs. - Conduct competitor analysis on borrowings and cost of funds to benchmark Hero FinCorp's position. M3 — Regulatory Reporting, Compliance & Audit - Submit RBI regulatory returns relating to Treasury and provide data inputs for other returns, including ad-hoc requirements. - Monitor accounting closures, ECB borrowing workings and annual disclosures.



- Handle statutory, RBI, tax and bank auditors on all Treasury-related matters. - Track economic and regulatory changes and present detailed financial-impact assessments to management. M4 — ALCO, Stress Testing & Contingency Funding - Ensure timely preparation of ALCO presentations, closing minutes of meeting and related compliance. - Run periodic stress tests and maintain the Contingency Funding Plan. - Provide analytical support for ALCO decisions on liability mix, hedging strategy and liquidity buffer. M5 — Investor, Rating Agency & Stakeholder Management - Handle queries from investors, rating agencies and internal stakeholders. - Own investor decks, CMA, QIS and portfolio cuts shared with rating agencies. - Continuously update the Information Memorandum, treasury policies and other standardized documents. - Manage relationships and fee negotiations with Credit Rating Agencies (CRAs), investment and valuation consultants. M6 — Research, Strategy & Management Reporting - Conduct continuous research on the economy, debt markets, insurance companies and corporates to support informed funding decisions. - Drive the Annual Operating Plan — working files, presentations, manpower planning and strategy decks. - Publish updates on key macro-economic indicators to senior management.



M7 — Front & Back Office Support / Mid-Office Operations - Support the Front Office in liaising with lenders (including family-office deals) — provide clarity on policies and procedures to resolve lender queries. - Liaise with the Front Office and other stakeholders on Direct Assignment (DA) and Loans-against-Eligible-Receivables (LER) transactions. - Support the Back Office in security management, limit monitoring and other operational tasks. - Perform the checker role in debt servicing (interest calculation), DA payouts and ECB payouts. - Ensure maintenance of Treasury systems and implementation of all treasury-related processes. Required Qualifications - CA / MBA (Finance) / CFA preferred. - 7–10 years of relevant experience in NBFC / Bank Treasury Mid Office or ALM function. - Prior experience in ALCO support, FTP design, regulatory reporting and rating-agency interactions strongly preferred. Technical Skills - ALM, LCR, Stress Testing & Contingency Funding Plan frameworks. - RBI Master Directions for NBFCs (Scale-Based Regulation), FEMA / ECB framework. - Fund Transfer Pricing (FTP) design and capital-adequacy management. - Ind AS 109 — financial instruments, hedge accounting and impairment. - Rating-agency frameworks (CRISIL / ICRA / CARE / India Ratings) and investor disclosure standards. - Strong proficiency in Excel, Power BI, Treasury / ALM systems; working knowledge of Python and automation tools. Behavioural Competencies - Robust control mindset balanced with commercial / business partnering. - Executive communication — board, ALCO, CFO, rating agencies and investors. - Ability to manage a mid-office pod and groom talent. - High ownership, accuracy and audit-readiness. - Ability to navigate ambiguity, especially around regulatory change.

📌 Lead - Mid Office (Gurugram)
🏢 Hero FinCorp
📍 Gurugram