Job Description
About the role: The role requirement is to oversee and manage the entire credit activities & processes. This is for our NBFC team - Klay Finvest Pvt Limited
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Roles & Responsibility:
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- Develop and implement comprehensive credit policies and risk assessment models to ensure high quality loan portfolios.
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- Finalize policies and set up processes for quality underwriting, ensuring compliance with regulatory standards.
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- Conduct underwriting for loan transactions, managing and mitigating risks effectively.
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- Lead risk analytics and policy-making, providing strategic insights to optimize credit operations.
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- Collaborate with business teams for proper formulation, fitment, structuring, pricing, and execution of transactions based on client requirements.
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- Monitor and report on credit exposures, defaults, and portfolio performance, adjusting strategies as necessary.
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- Stay abreast of industry trends and regulatory changes affecting credit risk.
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- Develop a robust risk management department, including hiring, team development
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Your key qualifications & competencies:
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- Over 10+ years of qualified experience in Banks/NBFCs/Rating Agencies with expertise in credit risk management, policy development, risk modelling, etc.
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- MBA in Finance, Chartered Accountancy, Certifications like FRM and CFA are highly desirable.
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- Creative thinker, rigorous analyst, detail-oriented, self-starter, capable of multitasking, and regular engagement in professional development.
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- Ability to use business judgement and a structured approach towards solving complex analytical problems
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📌 Assistant Vice President Credit (Mumbai)
🏢 Klay
📍 Mumbai