Job OverviewThe Eligibility & Benefits Verification Specialist is responsible for validating patient insurance coverage, identifying out-of-pocket costs (copays, deductibles, coinsurance), and determining if prior authorizations are required. This proactive role directly prevents insurance claim denials and accelerates the billing cycle.
Key Roles & Responsibilities
- Insurance Verification: Review and verify patient insurance validity, policy effective dates, and network status (in-network vs. out-of-network) prior to appointments.
- Benefit Breakdown: Calculate exact patient financial responsibilities, including deductibles, maximum out-of-pocket limits, coinsurance, and copayments.
- Multi-Channel Outreach: Navigate insurance provider web portals (e.g., Availity, NaviNet), use Interactive Voice Response (IVR) systems, or call insurance representatives directly to get complete benefits profiles.
- System Documentation: Input detailed, structured notes regarding coverage, policy limitations, and coordination of benefits (COB) into the Electronic Health Record (EHR) or Practice Management system.
- Pre-Authorization Identification:
Flag procedures that require referrals or prior authorizations and coordinate with the authorization team to prevent care delays.
- Discrepancy Resolution: Identify inactive policies, coverage overlaps, or mismatched demographic data, and communicate anomalies to the front-desk or patient access teams.
- Required Skills & Qualifications
- Experience: Minimum of 1–3 years in
US Healthcare RCM, specifically focusing on front-end eligibility verification or customer service.Availity, NaviNet, and major Medicaid/Medicare platforms.US Night Shifts (standard for international RCM delivery centers)
- Payer Portals: Proficiency with clearinghouses and insurance portals like
- Terminology: Robust understanding of medical billing terminology, including CPT codes, ICD-10 diagnostic codes, and HCFA regulations.
- Communication: Solid spoken and written English skills for frequent verbal communication with US-based health insurance representatives.
- Shift Flexibility: Ability to work in
Pay: ₹23,562.50 - ₹30,475.46 per month
Work Location: In person
📌 US RCM Health care medical billing (India)
🏢 Aarti N
📍 India