Job Summary
Serve as an Architect for complex hybrid delivery solutions in Retail Banking applying deep expertise in Kotlin Java and Spring Boot to design secure scalable and reliable applications that enhance customer centric services while aligning with business goals regulatory expectations and enterprise technology standards for a global organization.

Responsibilities
Design end to end application architectures for retail banking platforms using Kotlin Java and Spring Boot that balance performance scalability security and maintainability while supporting day to day business operations
Define and document architecture blueprints integration patterns and reference implementations that guide engineering teams in building consistent and robust retail banking solutions
Collaborate with product owners business analysts and domain experts to translate retail banking requirements into clear technical designs that improve customer journeys across digital channels
Provide technical guidance to development teams on clean coding practices microservice decomposition API design and secure transaction handling within the retail banking context
Evaluate existing Java and Spring Boot applications to identify modernization opportunities and drive migration strategies that reduce technical debt and improve system resilience
Ensure that solution designs align with enterprise architecture standards data governance policies security controls and regulatory expectations relevant to retail banking
Oversee non functional requirements such as performance capacity availability and observability and ensure that application designs are validated through appropriate testing strategies
Coordinate with infrastructure and DevOps teams to define deployment patterns CI CD pipelines and runtime configurations that support hybrid work models and day shift operations
Conduct design and code reviews focused on correctness performance and security and provide actionable feedback that raises the engineering quality across teams




Partner with stakeholders to assess technology options third party components and integration approaches and recommend solutions that optimize cost while maintaining reliability and compliance
Drive the adoption of best practices in domain driven design event driven architectures and API first development to enable reusable services across retail banking products
Create and maintain architecture documentation diagrams and decision records that provide clear traceability for technical choices and support knowledge sharing across global teams
Engage with risk compliance and security teams to design controls for data privacy transaction integrity and fraud prevention across all retail banking channels

Qualifications
Offer extensive professional experience in architecting and implementing enterprise grade applications using Kotlin Java and Spring Boot within complex organizational environments
Demonstrate strong knowledge of retail banking processes such as account management payments loans and customer onboarding as well as the supporting technology patterns
Apply practical understanding of microservices RESTful APIs event streaming and integration patterns that are commonly used in modern banking platforms
Utilize hands on experience with relational databases caching solutions and messaging technologies to design reliable data flows for financial transactions
Exhibit proficiency in secure coding practices authentication and authorization concepts encryption approaches and protection of sensitive customer information in banking systems
Show familiarity with cloud ready application design containerization and CI CD concepts that support productive delivery in a hybrid work setting
Communicate complex architectural concepts clearly to technical and non technical stakeholders and collaborate effectively across distributed teams to meet delivery goals

Certifications Required
Professional certifications in Java or cloud architecture such as Oracle Certified Professional Java or a major cloud architect certification are preferred

📌 Architect (Tamil Nadu)
🏢 Cognizant
📍 Tamil Nadu