Description
The Global Risk & Compliance Organization (GRC) is an independent risk management function, led by the Chief Risk Officer, with the objective of ensuring that American Express operates in a safe, sound, and fully compliant manner with all applicable regulatory expectations. GRC creates and maintains the overall risk management framework, performs independent risk management assessments, and monitors applicable risks.

Colleagues at GRC are passionate about our commitment to drive the Company’s goals of growth and progress by creating a culture of risk awareness and proactivity around regulatory matters.
About the Role
The Model Risk Management Group (MRMG) is seeking a highly motivated analyst to support independent validation and governance of Credit Risk related models and Non-Model Tools. The role provides an opportunity to work closely with model developers, business partners, and senior risk leaders to ensure models and tools are conceptually sound, analytically robust, and compliant with internal governance standards and regulatory expectations.



The successful candidate will contribute to strengthening model risk management practices while gaining exposure to regulatory capital planning, financial forecasting, and enterprise risk management.

Responsibilities
- Support independent validation of CFR models, including CCAR PD, EAD and LGD models and Non-Model Tools.
- Review model methodology, assumptions, data, implementation, and performance to assess conceptual soundness and ongoing suitability.
- Perform independent analytical testing, benchmarking, sensitivity analysis, and replication to effectively challenge first-line model development teams.
- Evaluate model documentation and governance against internal standards and regulatory expectations, identifying gaps and recommending improvements where appropriate.
- Track validation findings and support review of remediation evidence to ensure timely and sustainable closure.
- Prepare explicit, concise

📌 Analyst - Data Science (Gurugram)
🏢 American Express
📍 Gurugram