We’re looking for a Senior Backend Engineer to join our core team. If you've built and scaled backend systems in high-trust environments (fintech, health, marketplaces, etc.) and want to do it again - this time with deep ownership, speed, and impact - this is your opportunity.
Millions of people live paycheck to paycheck, and the financial system wasn’t built for them. At Earnifi, we are on a mission to change that. We give people better ways to access, use, and manage their money, on their terms. We’re building a platform that powers modern income flows like early wage access, rent splitting, and more, with an emphasis on flexibility, fairness, and transparency. Earnifi became the #1 paid finance app in the U.S. just weeks after launching. Backed by top VCs and driven by product velocity, we’re assembling a world-class team to rebuild personal finance from the ground up.
What You’ll Do
- Architect, build, and scale the backend systems that power our core products: EWA, rent automation, card issuance, risk assessment, and more.
- Lead the design of secure, event-driven,



cloud-native microservices using Java (17+) and Spring Boot.
- Make foundational decisions around domain boundaries, data modeling, orchestration vs choreography, and infrastructure.
- Mentor other engineers and help establish engineering best practices, code quality, and system observability.
- Collaborate with founders, product, and design to influence what we build-not just how.
- Proactively identify and address scalability, reliability, and data consistency challenges before they hit production.

What We’re Looking For
- 6-10 years of backend experience building real-world products, preferably in fintech or complex platforms.
- Deep proficiency in Java, Spring Boot, and cloud-native microservices architecture.
- Solid in system design, API design, and distributed systems fundamentals.
- Experience with event-driven systems (Kafka or similar), and understanding of eventual consistency patterns.

📌 Sr. Backend Engineer (Bengaluru)
🏢 Earnifi
📍 Bengaluru