Business Unit Overview

Loan Management primarily supports the Global Banking & Markets Division within Goldman Sachs. Loan Management, amongst other things, is responsible for directing and facilitating due diligence, portfolio analytics (at both, the deal and asset levels) for the acquisitions, asset management and sales/securitizations of various types of loan portfolios in the US/EMEA.

Loan Management in Bengaluru seeks an Analyst to support the US mortgage desk. He/she will be acting as Collateral Manager and be primarily responsible for all Collateral Management functions of the Warehouse Lending positions. Functions include deal/legal document review, portfolio performance monitoring, deal covenant monitoring, reporting, market research and deal onboarding to internal system.

The AM will be helping the US counterparts in Pre/Post close discussions with the Trading Desk and Clients to understand the business needs and gather information to perform all Asset Management functions. The ideal candidate possesses a strong understanding of structured finance asset classes, with experience on both the residential and consumer sides.

Key Responsibilities

- Deal Management: Manage warehouse facilities, assist legal and deal teams in negotiating loan terms and associated documents. Ensure seamless execution of warehouse deals.
- Legal Document Interpretation: Expertly read and interpret governing legal documents such as credit agreements, fee letters, custodian agreements, and service agreements.
- Data Modeling: Translate complex loan documentation into meaningful Excel or system models for analysis and reporting.
- Collateral Management: Ensure collateral data adequacy for funding and other deal-related activities.
- Covenant Monitoring & Reporting: Monitor key financial covenants within deal documents, effectively capture and analyze portfolio trends, and report to stakeholders.
- Data Integrity: Ensure accurate data flow for all managed deals within internal systems, by collaborating with the mortgage desk, technology, and operations teams.
- Relationship Management: Manage client and internal stakeholder relationships, ensuring smooth execution of various warehouse deals.
- Process Improvement: Participate in ad hoc/special projects to support process improvement and the implementation of technology initiatives.
- Reporting Solutions: Develop reporting solutions using internal tools and identify issues with reporting rules.
- Dashboard Monitoring & Tracking:



Maintain various internal dashboards that track portfolio data and communicate results to various business groups at different deal stages.

Qualifications:

- Relevant experience in Mortgages or Consumer Portfolio / Collateral Analytics / Asset Management.
- Strong academic background – Finance, business, accounting degree with a minimum 3.5 GPA or equivalent
- Strong communication skills (clear, concise, and confident) with the ability to manage internal and external relationships.
- Solid analytical/logical mindset and attention to detail
- Technical skills required include SQL, RDBMS Databases (SQL Server or Sybase ASE preferred), Data Reporting and Data Visualizations. Alteryx, CAS, and Tableau experience is a plus.
- Strong project management skills include Stakeholder Management skills, portfolio management experience and ability to translate requirements to deliverables.
- Commercial focus and interest in financial and RE markets
- Mortgage banking or other financial industry experience preferred.
- Able to work under tight time constraints and extended hours as required.
- Ability to prioritize workload, manage expectations and is a team player.
- Ability to work independently while supporting team goals /objectives.
- Working knowledge of structured finance asset classes (residential and consumer).
- Self-motivated with keen analytical skills.
- Ability to effectively interact with all stakeholders.

About Goldman Sachs At Goldman Sachs, we commit our people, capital and ideas to help our clients, shareholders and the communities we serve to grow. Founded in 1869, we are a leading global investment banking, securities, and investment management firm. Headquartered in Current York, we maintain offices around the world.

We believe who you are makes you better at what you do. We're committed to fostering and advancing diversity and inclusion in our own workplace and beyond by ensuring every individual within our firm has a number of opportunities to grow professionally and personally, from our training and development opportunities and firmwide networks to benefits, wellness and personal finance offerings and mindfulness programs. about our culture, benefits, and people at GS.com/careers.





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© The Goldman Sachs Group, Inc., 2026. All rights reserved. Goldman Sachs is an equal employment/affirmative action employer.

We Offer Best-In-Class Benefits

Healthcare & Medical Insurance

We offer a wide range of health and welfare programs that vary depending on office location. These generally include medical, dental, short-term disability, long-term disability, life, accidental death, labor accident and business travel accident insurance.

Holiday & Vacation Policies

We offer competitive vacation policies based on employee level and office location. We promote time off from work to recharge by providing generous vacation entitlements and a minimum of three weeks expected vacation usage each year.

Financial Wellness & Retirement

We assist employees in saving and planning for retirement, offer financial support for higher education, and provide a number of benefits to help employees prepare for the unexpected. We offer live financial education and content on a variety of topics to address the spectrum of employees’ priorities.

Health Services

We offer a medical advocacy service for employees and family members facing critical health situations, and counseling and referral services through the Employee Assistance Program (EAP). We provide Global Medical, Security and Travel Assistance and a Workplace Ergonomics Program. We also offer state-of-the-art on-site health centers in certain offices.

Fitness To encourage employees to live a healthy and active lifestyle, some of our offices feature on-site fitness centers. For eligible employees we typically reimburse fees paid for a fitness club membership or activity (up to a pre-approved amount).

Child Care & Family Care

We offer on-site child care centers that provide full-time and emergency back-up care, as well as mother and baby rooms and homework rooms. In every office, we provide advice and counseling services, expectant parent resources and transitional programs for parents returning from parental leave. Adoption, surrogacy, egg donation and egg retrieval stipends are also available.

Benefits at Goldman Sachs

Read more about the full suite of class-leading benefits our firm has to offer.

Opportunity Overview

CORPORATE TITLEAnalyst

OFFICE LOCATION(S)Bengaluru

JOB FUNCTIONLoan Management & Due Diligence

DIVISIONGlobal Banking & Markets

📌 Global Banking & Markets - Loan Management & Due Diligence - Analyst - Bengaluru
🏢 Goldman Sachs
📍 Bengaluru